Let’s get
humming.

With humm Classic you can Buy Now Pay Later for the bigger purchases in life. Spend up to $30,000 and repay over time, always interest free.

Fees and charges

Check our FAQs to learn more about our fees and charges.

Limit

$30K

Time to pay

3-72 months

Monthly fee (MAK)

Establishment fee*

$30 - $110

Repeat purchase fee*

$29

Late payment fee

*An establishment fee of $30 – $110 applies if you are new to humm, or a $29 repeat purchase fee applies if you’ve used humm before.

Is there a way to calculate what my repayments would be?

Sure is. There’s a calculator on our How It Works page. Pop in the amount you’re planning to spend and we’ll calculate the different repayment options based on different repayment periods.
Where can I shop with humm Classic?

Shop home improvement, fashion, beauty, solar, jewellery, appliances and so much more across thousands of stores where you can shop with humm Classic buy now and pay later. View our store listings and get shopping with humm Classic.
Am I eligible for humm?
To get a humm account you need to:
- • are 18 years of age or older
- • meet our credit assessment criteria
- • are permanently resident in Australia, and
- • have a valid mobile number.
Read our FAQs to find out more information, and download the app to get started.
Does humm use credit checks?

We’re a responsible provider of credit which means we need to take a few things into consideration when we assess your application. We may take a look at your credit score when you apply, but don’t worry, simply applying for humm won’t affect your score at all or leave a record on your credit file. For more information read our FAQs.