5 or 10 instalments.
Weekly or fortnightly repayments.
Always interest free.

How to humm.

Shop now

Grab the things you want

Choose humm

Look for the birdie at checkout


Sign up

(If you haven’t already)

Pay in slices

Weekly or fortnightly

Get humming.

Keep track of your repayments and check available balances on the go.

Download the App.


Yes, but you need to…
  • • Be 18 years or older
  • • Be a permanent resident of Australia.
  • • Have a permanent job (at least 25 hours a week) or be on aged/veteran’s pension.
  • • Be sure you’re not insolvent (or declared bankrupt).
With ‘Little things’ you can buy as many items as you like – as long as you stay within your limit. As you buy stuff the amount you have to spend – we call it ‘available spend’ – goes down. And of course, as you repay, that ‘available spend’ figure goes back up again. For ‘Big things’, available spend can also be bumped back up based on your Terms & Conditions. Just note, a Repeat Purchase fee of $22 is payable on additional buys.
Let’s be clear and set your mind at ease on this one. Your credit score may be checked when you sign up to humm. But don’t worry, this won’t affect your credit score or leave a record on your credit file.

Need answers?

For any questions contact
humm Customer Service on 1800 088 151 or
email [email protected]