Shop at LYTEK Industries, pay later with humm

Shopping at LYTEK Industries just got easier. With humm, you can buy now and pay later with regular, interest-free instalments.
If you’re new to humm little things, you can apply while you checkout with LYTEK Industries by following the prompts. Approvals are instant (if you qualify), so you can start shopping right away.
Alternatively, you can download the app or sign up on online.
If humm big things is available at LYTEK Industries, you can apply via app or online (lending criteria, fees and T&Cs apply).
shop online bnpl


To shop online, select humm at the checkout. You’ll be taken through to humm to get payment sorted.


Shopping for little luxuries and bigger buys is easy as 1 - 2 - 3.

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Getting started

With Little things, you sure can! You can buy as much as you’d like within your spending limit. For Big things, available spend can be bumped back up based on your Terms & Conditions. However, just note that a repurchase fee of $22 is payable on additional buys.

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little. This means we’ve split our product in two; Little things for all of your purchases up to $2,000, and Big things for those purchases over $2,000 and all the way up to $30,000. They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

Here’s a nifty little chart to help you understand how Little things and Big things work, and view our How It Works page for more details.

‘Little things’‘Big things’
Can apply for up to $2,000Get pre-approval up to $5,000 online or via the app
Repay in 5 or 10 instalments weekly or fortnightlyApply in-store for up to $30,000 depending on what you buy and where you shop
Repay and free up your balance to spend againRepay over 6, 12, 24 months all the way up to 60 months

You can buy stuff both online and in-store, here’s how:

Online – simply go to any website which has the humm logo (or choose from our Store Directory), choose humm at checkout and you’ll be taken through humm to get your payment sorted.
In-Store – Open the humm App to create a barcode and use this at checkout to make your purchase, they’ll scan it or key in the code manually.

Get the humm app and buy now pay later.