Shop at LYTEK Industries, pay later with humm

Shopping at LYTEK Industries just got easier. With humm, you can buy now and pay later with regular, interest-free instalments.
If you’re new to humm little things, you can apply while you checkout with LYTEK Industries by following the prompts. Approvals are instant (if you qualify), so you can start shopping right away.
Alternatively, you can download the app or sign up on online.
If humm big things is available at LYTEK Industries, you can apply via app or online (lending criteria, fees and T&Cs apply).
shop online bnpl


To shop online, select humm at the checkout. You’ll be taken through to humm to get payment sorted.


Shopping for little luxuries and bigger buys is easy as 1 - 2 - 3.

humm app phone bnpl



Getting started

To get a humm account you need to:

• Be an Australian citizen or permanent resident.
• Be at least 18 years of age.
• Have a valid debit card, in your own name.
• Have never declared bankruptcy or insolvency.

Read our FAQs to find out more information, and download the app to get started.

It depends on whether you’re shopping humm Little things or humm Big things. With humm Little things, there is no credit check and you can be approved for a wallet of up to $2000 instantly. For humm Big things up to $30,000, further credit criteria applies.

With humm, repayments are spread over time – over 5 or 10 fortnightly repayments for humm Little things, or up to 60 months for humm Big things. When you apply, you nominate a funding source for repayments which can be a bank account, debit card or credit card. Once nominated, repayments are deducted automatically from the account when they fall due. The humm app shows a schedule of repayments so you can keep track.

With Buy Now Pay Later offerings like humm, the consumer pays no or very little fees or interest. For Little things of up to $2000, there are no fees if you choose to pay over 5 fortnights. For longer timeframes and bigger buys, there are monthly fees and sometimes establishment fees. There are also fees that consumers pay, such as missed repayment fees.

Like with any form of credit, failing to meet your repayment obligations as set out in the humm T&Cs could affect your credit rating and affect your ability to be approved for future loans where the application involves a credit check.

Buy Now Pay Later (BNPL) is a new finance alternative that’s revolutionising the way the world shops. It provides consumers with a micro loan at the point of purchase, which means you can take it now –  from little things like trainers to big things like solar panels – and spread payment over a big time, always interest free.

Humm is Australia’s Bigger Buy Now Pay Later. That’s because with humm, you can shop not just the little things but the big things as well, up to $30,000 and pay it later – over up to 60 months – always interest free.

In order to accept humm, a store needs to sign on and form a partnership with humm. There are more than 20,000 stores in Australia that now welcome humm, from Myer, to IKEA, makeup to solar panels.

Get the humm app and buy now pay later.