I live in Quebec – when can I use humm?
Unfortunately at this time, humm is not available to customers or merchants in Quebec – but we are working on it! We are looking forward…
Getting Started
Why wasn’t my application approved?
We’re sorry to hear you didn’t get the amount you applied for. When assessing financing applications, each case is unique and we need to take…
Why did I get a smaller limit than I applied for?
In some cases, we are unable to provide you with the limit you requested. We use proprietary technology to assess your application and provide you…
Could my credit rating be affected if I use humm?
Like with any form of credit, failing to meet your repayment obligations as set out in the humm T&Cs could affect your credit rating and…
Is there a credit check when completing a humm application?
It depends on your purchase amount. For purchases under $17,500, we may do a soft credit check. This soft check will not impact your credit…
How do I make a Big Things purchase?
Make a purchase over $1,501 (a Big Things purchase), apply on the humm app before you shop, letting us know how much you’d like. If…
Can I buy multiple things?
Yes, you can make one or more purchases from one or more retailers up to the maximum amount you are eligible for in your Little…
How do I make a purchase using humm?
When making a purchase with humm, both online and in-store or in a clinic, you will need to make the first payment at the time…
Where can I shop with humm?
You can use humm in-store or online at participating humm partners. We building new partnerships everyday so that we can provide humm to more consumers!
What documents are required to use humm?
We may ask for documents to assist us in verifying your identity or assessing your application for a humm payment plan. If we do require…
What are Little Things and Big Things?
At humm, we do consumer financing a little differently. Instead of focusing on the little joys in life, we want to allow our customers to…
How do I apply?
Visit our website or download our app and complete the information requested through the sign up process. We will assess your application based on the…
What is consumer financing or Buy Now Pay Later?
Consumer financing (or Buy Now Pay Later / point-of-sale financing) is revolutionizing how the world shops. It provides consumers with a new way to pay…
Am I eligible for humm?
Application checklist for a humm account: Age of majority in province/territory of residence Canadian resident (humm is currently not available to customers or merchants based…
What is humm?
humm offers consumer financing to consumers by providing them with a new way to pay for purchases both online and in-store/in-clinic. With humm, you can…
Canada ▼
Australia
Ireland
UK