HummTM is here.

Shop today and you
could wiiiin^ big!

Win^ your balance baaaack up to $1,000!

humm is here. It’s the new brand in Buy Now, Pay Later that takes you all the way to $10k*, interest free.
To celebrate, we’re giving 10 lucky spenders a chance to win their balance back!^ Just shop humm by 18 October and if you’re a winner, we’ll wipe your balance up to $1,000.
So, what are you waiting for? Get hummmming.

How to enter?


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Shop with humm online and in-store at all your favourite humm retailers.


We’ll give 10 winners their balance back.* Promotion ends 18 October 2020.

Get humming with the app

*Lending criteria, fees, T&Cs apply. Humm Little things up to $1000, humm Big things up to $10,000. An establishment fee of $20 and a $2.50 monthly account fee applies to humm big things only.
^Win your balance back Prize Draw: Prize Draw valid from 28 September to 18 October 2020 (“Prize Draw Period”). There are 10 prizes to give away (“Prize Draw”). 10 Prize Draw winners will each receive an amount equal to the closing balance of their humm account as at 18 October 2020 up to a maximum amount of $1,000 (“Prize”). An entry into the Prize Draw is automatic every time you make a purchase with humm during the Prize Draw Period. To be eligible for Prize, a Prize winner’s humm account must not be in default at the time the Prize Draw takes place. The Prize is not negotiable, non-transferable and may not be redeemed for cash. The Prize Draw winner’s will be drawn at random from all eligible entries on 22 October 2020 (“Prize Draw Dates”) at 111 Carlton Gore Rd, Newmarket, Auckland. The Prize Draw winner’s will be notified by email/phone by 29 October 2020. The prize will be credited by 18 November 2020 to the Prize Draw winner’s humm account. Any otherwise eligible transactions made using humm during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw date will be considered an ineligible entry into the Prize Draw. The entity responsible for this promotion is FlexiGroup (New Zealand) Limited (company number 841057) with its registered office at 111 Carlton Gore Road, Newmarket, Auckland (“Promoter”). If a Prize Draw winner cannot be contacted by 10 November 2020, the Promoter reserves the right to re-draw a Prize. The Promoter reserves the right to amend, suspend or terminate the Prize Draw and these terms and conditions at any time without notice. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into. Entry into the Prize Draw is deemed acceptance of these terms and conditions. Employees of FlexiGroup (New Zealand) Limited are not eligible to enter the Prize Draw. Humm terms and conditions apply. See for further Prize Draw details.