With humm, you can buy now and pay later up to 10 grand, and all purchases are always interest free*.

You can humm…

SIMPLY apply for a humm Big Things account between 29 April – 31 May 2021. Then, if approved, make a purchase using your Humm Big Things wallet (for purchases over $1,000 up to $10,000) before 31 May 2021 and you’ll be in to win the value of your purchase back up to $10K^. Promotion ends 31 May.

Simply shop at one of our humm merchants, and we will apply the winning credit back by 16 June 2021. It’s that simple. See full T&C’s for details. You can apply online or via our app, then shop online, or in-store via our app.

Get humming today.

Apply for humm*

Apply for humm and you could be approved for up to $1,000 for humm Little things or up to $10,000 for humm Big things (Subject to lending criteria, fees, T&Cs*)

humm Little things lets you pay in 5 fortnightly, or 10 weekly instalments. With humm Big things you have a range of repayment options from 6 months up to 24 months depending where you buy and how much you spend.

*Lending criteria, $10 late fee, T&Cs apply. Establishment fee $20 and a $2.50 monthly account fee applies to Big things only.
sign up to humm^

How to get humming.


Sign up^ or log into humm.


Start spending at all your favourite humm retailers.


Shop now and get credit back*

Get humming with the app

*Lending criteria, fees, terms and conditions apply. For buying ‘Little things’, you can apply for up to $1,000 with humm. Choose to repay fortnightly in 5 slices or weekly in 10 slices. For buying ‘Big things’ you can apply for up to $10,000 – so you can shop with confidence and repay over 6-24 months depending on what you purchase. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big things only. A $10 late fee applies to humm Little things and Big things.

^Promotional terms and conditions:

1. Promotional offer valid for customers who have applied and been approved for a humm Big things account (for purchases over $1,000 up to $10,000) between 29 April 2021 to 11:59pm NZST 31 May 2021 (“Eligible Customer”).
2. Prize Draw valid from 29 April 2021 (“Prize Draw Period”) until 11:59pm 31 May 2021.
3. There is 1 prize to give away (“Prize Draw”). 1 Prize Draw winner will receive a credit to their humm Big things account or nominated payment method registered with their humm Big things account equivalent to the value of their winning purchase made in store or online at a humm Big Things retailer during the Prize Draw Period, up to a maximum of $10,000 (“Prize”).
4. An entry into the Prize Draw is automatic every time an Eligible Customer makes transaction with their humm Big things account at any humm Big things retailer found in our store directory, within the Prize Draw period.
5. 1 winner will be drawn at random from all eligible entries at 111 Carlton Gore Rd, Newmarket, Auckland on 8 June 2021 (“Prize Draw Date”).
6. The credit to the winner’s humm account or nominated payment method (as applicable) will be applied by 16 June 2021.
7. The prize is not negotiable, non-transferable or redeemable for cash.
8. The Prize Draw winner will be notified by phone/email by 8 June 2021.
9. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
10. Any purchases made on humm during the Prize Draw Period that have been cancelled, refunded, returned or suspended before the Prize Draw Date will be considered an ineligible entry into the Prize Draw.
11. The entity responsible for this promotion is FlexiGroup (New Zealand) Limited (“Promoter”).
12. If a Prize Draw winner cannot be contacted by 22 June 2021, the Promoter reserves the right to re-draw a prize.
13. The Promoter reserves the right to extend, amend, suspend or terminate this offer and these terms and conditions at any time without notice.
14. Any decisions made by the Promoter in relation to the Prize Draw are final and no correspondence will be entered into.
15. Entry into the Prize Draw is deemed acceptance of these terms and conditions. Acceptance of the Prize is deemed consent for the Promoter to use the winner’s details for promotional and media purposes.
16. Employees of the Promoter are not eligible to enter the Prize Draw.
17. humm terms and conditions apply.