With ‘little things’ you can buy up to 5 items at any one time – as long as you stay within your limit. As you buy stuff the amount you have to spend – we call it ‘available spend’ – goes down. And of course, as you repay, that ‘available spend’ figure goes back up again.
For ‘Big things’, we’ll do an affordability assessment when you go through the application to let you know how much you have to spend. (As part of the application, you’ll need to share access to your bank statements for information to help us in our approval process). This makes things much easier for us to make an affordability assessment and more importantly simpler and easier for you!
Note: An establishment fee applies each time you make a big things purchase.