humm buy now pay later

How do I buy ‘Big things’?

Big things are available in-store and online, depending on which retailer you shop at.

You can do it 2 ways.

  1. With your purchase: If you know exactly what it is you want to purchase, then just add the item to your shopping cart, or scan your barcode. If the purchase takes you over your Little Things balance the system will automatically put you through the Big Things application process.

  2. With a pre-approval: If you are still looking, pre-approvals are the way to go. Apply before you shop through the humm app and tell us how much you’d like. It’s not like a credit limit, it’s an available amount of funds to make a single big thing purchase.  We’ll assess your pre-approval amount on your ability to pay this amount back over a 6 month period. If you want to be assessed over a longer term, then it’s best to use the first option and wait till you are ready to make your purchase. Remember, pre-approval lasts 90 days.

See where you can shop Big things here.


To fulfil our obligations as a responsible lender, if you want to purchase something else with your big things wallet, you need to go through an application again.

Get the humm app and buy now pay later.