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How do I buy ‘Big things’?

You can do it 2 ways.

If you know exactly what it is you want to purchase, the amount you request should be based on the value of purchase you want to make.  It’s not like a credit limit, it’s an available amount of funds to make a single big thing purchase.  

If you are still looking, pre-approvals are the way to go. Apply before you shop through the humm app and tell us how much you’d like. We’ll assess your pre-approval amount on your ability to pay this amount back over a 6 month period.

Once approved you’ll get a barcode which indicates the maximum amount you can spend. If you’re in-store, simply show the staff your barcode and they’ll be able to access your magic number (AKA ‘pre-approval amount!’).. Remember, pre-approval lasts 90 days


To fulfil our obligations as a responsible lender, if you want to purchase something else with your big things wallet, you need to go through an application again.

Get the humm app and buy now pay later.