Let’s get
humming.

With humm you can Buy Now Pay Later, not just for little things, but for big things as well. Spend from $1 to $10,000 and repay over time, always interest free^.

  • HUMM ONLINE
  • HUMM IN-STORE

1

Shop now
online

Choose humm as your payment option when making a purchase only. Or, simply set up an account now.

2

Login or
apply

You will be directed to the humm portal to login or apply.

3

Choose humm
at checkout

Once you are logged in, follow the steps to complete a purchase.

1

Download the humm app

Download the humm app and apply today.

2

Shop with in-store humm retailers

Shop in-store with the humm app ready.

3

Checkout with humm barcode

Use the barcode in the app at checkout.

Shop little. Shop big.

Little things

up to $1K^
  • Shop for Beauty
  • Fashion
  • Homeware
  • and more.
  • Time to pay
    5x fortnightly10x weekly
  • Monthly fee
    $0$0
  • Establishment fee^
    $0$0
  • Late payment fee^
    $10$10

Get started with a Little things account, upgrade to Big things later.

Big things

up to $10K^
  • Shop for Jewellery
  • Appliance
  • Tech
  • and more.
  • Time to pay
    6-24 months
  • Monthly fee
    $2.50
  • Establishment fee^
    $20
  • Late payment fee^
    $10
  • Little things

    up to $1K^

  • Big things

    up to $10K^

Little things

up to $1K^
  • Shop for Beauty
  • Fashion
  • Homeware
  • and more.
  • Time to pay
    5x fortnightly10x weekly
  • Monthly fee
    $0$0
  • Establishment fee^
    $0$0
  • Late payment fee^
    $10$10

Get started with a Little things account, upgrade to Big things later.

Big things

up to $10K^
  • Shop for Jewellery
  • Appliance
  • Tech
  • and more.
  • Time to pay
    6-24 months
  • Monthly fee
    $2.50
  • Establishment fee^
    $20
  • Late payment fee^
    $10

^Lending criteria, $10 late fee, T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only.

[humm-calculator]

See our top brands that you may be interested in:

^Lending criteria, $10 late fee, T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only.

Use the humm app to keep track.

FAQs

Making payments

Absolutely! Pay your outstanding balance at any time you like – there are no charges or fees to do this.
 
To find your pay-out figure, go to the Payments section of the humm app or the humm website and follow the steps.

Or, if you prefer, you can transfer funds to us. Please note – transfers must be completed three days before your scheduled debit date.

Bank Name – ANZ
Account – 01-1839-0935068-01 (001)
Account Name – Humm (may appear as Flexigroup (New Zealand Limited)
Transaction reference – Your purchase number

Once your balance has been repaid in full – and as long as you have no other active purchases – your account will become inactive and you won’t be charged any fees.

New humm customer

Sure thing. humm is the only ‘Buy Now, Pay Later’ service that’s perfect for both the ‘Little things’ and ‘Big things’ in life. It’s fast, easy to use and there’s a wide and ever-increasing range of places to shop.
To start humm-ing, simply click here https://buyer.shophumm.co.nz/registration/mobile or download the app and follow the steps. Once you’ve done that you’ll be able to see your account info and take the first steps on your interest-free forever. Woo-hoooo!
What do we mean by ‘Little things’ and ‘Big things’? Here’s the deets…

‘Little things’ ‘Big things’
Can apply for up to $1,000^ Apply on the humm app in-store for up to $10,000^ depending on what you buy and where you shop
Repay in 5 fortnightly or 10 weekly instalments Repay fortnightly over 6, 9, 12 months all the way up to 24 months
Repay and free up your balance to spend again Apply^ each time you want to make a Big things purchase

Once you have applied and been approved, you can buy stuff:

  • Online – simply go to any website which has the humm icon on it. Choose humm at checkout and you’ll be taken through humm to get your payment sorted.
  • In-store – open the humm app, complete your humm registration if you haven’t done so already, and create a barcode. Just take this to the checkout with the thing you want to buy and they’ll scan or key in the code.

Yes we do – we need to be sure, both for you and us that you can afford the repayments.

For both Little and Big things, you pay a 20% deposit at the time you make a Little things or Big things purchase. Don’t worry, this is your first payment and not an additional cost. The remaining balance of your purchase is then divided up over the rest of your payments.

If you are using Big things for your purchase, your $20 establishment fee will also be charged at the time you pay your deposit

Oxipay customers

Good news – you don’t need to do anything!  We’ll automatically move you over to humm. 

All you need to do is log into shophumm.com/nz using your existing log in details and you’ll see all your current purchases and your available balance. No need to change your debit or credit card linked for payment. We’ve got this covered also.

Please make sure you download the humm app to make things easier going forward.