How humm works.
At humm, we do Buy Now Pay Later a little differently.
Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.
This means we’ve split our product in two:
Little things for all of your purchases up to $1,000,
and Big things for those purchases over $1,000 and all the way up to $10,000.
They each have their own set of rules for approval, but no matter what, we never charge interest – ever.
Lending criteria, $10 late fee, T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only.
What is humm?
Buy ‘Little things’
- Apply for up to $1,000
- Repay in 5 fortnightly or 10 weekly slices
- Repay and free up your balance to spend again
Buy ‘Big things’
- Apply online or in-store for up to $10,000
- Depending on where you shop and what you buy repay over 6, 9, 12 months all the way to 24 months
How to get humming.
How it all breaks down
Time to pay
5 x fortnightly
Late payment fee