Shop at B.I.T.S (NZ) LTD, with humm

Shopping at B.I.T.S (NZ) LTD just got easier. With humm, you can buy now and pay later with regular, interest-free instalments.
If you’re new to humm little things, you can apply while you checkout with B.I.T.S (NZ) LTD by following the prompts. Approvals are instant (if you qualify), so you can start shopping right away.
Alternatively, you can download the app or sign up on online.
If humm big things is available at B.I.T.S (NZ) LTD, you can apply via app or online.
Lending criteria, $10 late fee, T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only.

HOW TO SHOP IN-STORE WITH HUMM

You can shop in-store with the humm app and create a bar code. Take the barcode to the checkout and they’ll scan or key in the code.
Pay instore barcode

HOW TO HUMM

Shopping for little luxuries and bigger buys is easy as 1 - 2 - 3.

humm-bnpl-app-phone

APPLY FOR HUMM

FAQs

Making payments

Absolutely! Pay your outstanding balance at any time you like – there are no charges or fees to do this.
 
To find your pay-out figure, go to the Payments section of the humm app or the humm website and follow the steps.

Or, if you prefer, you can transfer funds to us. Please note – transfers must be completed three days before your scheduled debit date.

Bank Name – ANZ
Account – 01-1839-0935068-01 (001)
Account Name – Humm (may appear as Flexigroup (New Zealand Limited)
Transaction reference – Your purchase number

Once your balance has been repaid in full – and as long as you have no other active purchases – your account will become inactive and you won’t be charged any fees.

New humm customer

Sure thing. humm is the only ‘Buy Now, Pay Later’ service that’s perfect for both the ‘Little things’ and ‘Big things’ in life. It’s fast, easy to use and there’s a wide and ever-increasing range of places to shop.

To start humm-ing, simply click here https://buyer.shophumm.co.nz/registration/mobile or download the app and follow the steps. Once you’ve done that you’ll be able to see your account info and take the first steps on your interest-free forever. Woo-hoooo!

What do we mean by ‘Little things’ and ‘Big things’? Here’s the deets…

‘Little things’ ‘Big things’
Can apply for up to $1,000 Apply in-store for up to $10,000 depending on what you buy and where you shop
Repay in 5 or 10 instalments weekly or fortnightly Repay fortnightly over 6, 9, 12 months all the way up to 24 months
Repay and free up your balance to spend again Apply each time you want to buy a big thing

Once you have applied and been approved, you can buy stuff:

  • Online – simply go to any website which has the humm icon on it. Choose humm at checkout and you’ll be taken through humm to get your payment sorted.
  • In-store – open the humm app, complete your humm registration if you haven’t done so already, and create a barcode. Just take this to the checkout with the thing you want to buy and they’ll scan or key in the code.

Yes we do – we need to be sure, both for you and us that you have the ability to afford to pay for the things you want.

For both little and big things you pay a 20% deposit at the time you make a purchase. Don’t worry, this is your first payment and not an additional cost. The remaining balance of your purchase is then divided up over the rest of your payments.

If you are using big things for your purchase your $20 establishment fee will also be charged at the time you pay your deposit

Oxipay customers

Good news – you don’t need to do anything!  We’ll automatically move you over to humm. 

All you need to do is log into shophumm.com/nz using your existing log in details and you’ll see all your current purchases and your available balance. No need to change your debit or credit card linked for payment. We’ve got this covered also.

Please make sure you download the humm app to make things easier going forward.

Get the humm app and buy now pay later.