Once we have confirmed your eligibility for a loan you can then proceed to shop at any of our retail partners and make a purchase of goods or services using the loan to pay for these.

Your loan eligibility will be valid for a period of 28 days from the date of approval and so needs to be used within that time or it will expire.

After expiry, you will need to submit a new application to be considered for a loan again. Please note that we do perform a hard credit check on each application and see the details about Credit Searches above.