Our non-negotiables when renovating your home

Beautiful art-deco home with white open fire space and a black coffee table

Did you know that budget blowouts are one of the things renovators lose the most sleep over? Managing a renovation budget can be tricky, and we’ve done the hard yards to find the best ways to bust your budget and end up with an amazing home. But, while we love to save our precious pennies, there are some things you definitely should not shortcut. When it comes to jobs for professionals, unless you’re an expert in that field, we highly recommend leaving it to those who are.

Our top 3 non-negotiables:


Unless you plan to DIY your reno, a top-notch builder is your biggest asset. Builders can manage everything from reframing a house to building a bunk bed. They can also hire and manage the other trades on your build if you want them to. This guy will be one of your most important tradies, and we think almost every home reno needs one.


A brand-new bathroom is a luxury in any home, but a bathroom that’s not waterproofed correctly could lead to another whole bathroom reno not too far down the track… one you didn’t want! A licensed waterproofer will ensure your bathroom and any other wet spaces are waterproofed to code.


The same goes for your electrics. If you’re not a registered electrician, it’s best to leave it to the pros to install safe and code-compliant electrics throughout your home for everything from power points to pendant lights, heated towel racks, security systems and stereo systems.

Now more than ever, we’re seeing budgets stretched to the limits but if you need help with fitting some of these bigger, non-negotiables, in your budget, or you hadn’t factored in hiring experts for these ‘must haves’ there’s always humm.

You can use humm for BIG things (like a kitchen!) when your budget runs tight and you’ll get up to 60 months to repay interest free. From paying plumbers and electricians, or reallocating some of your budget from the kitchen or electronics to pay that bit extra for the waterproofer.

For purchases up to $30,000 and with more than 20,000 retailers around Australia to choose from, humm will help you keep your non-negotiables possible.

humm, The Bigger Buy Now Pay Later, always interest free.

Payment plan approved applicants only; fees, terms, conditions, minimum amounts and exclusions apply. Payment plan provided by humm BNPL Pty Limited (ABN 28 129 228 986) a subsidiary of humm group limited.