humm bird bnpl

How humm works.

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.
This means we’ve split our product in two:
Little things for all of your purchases up to $2,000,
and Big things for those purchases all the way up to $30,000
They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

What is humm?

humm little things icon

Buy ‘Little things’

  • Apply for up to $2,000
  • Repay in 5 fortnightly or 10 weekly slices
  • Repay and free up your balance to spend again
humm big things icon

Buy ‘Big things’

  • Get pre-approved for up to $5,000 online or via the app
  • Apply instore for up to $30,000 depending on what you buy and where you shop
  • Repay over 6, 12, 24 months all the way up to 60 months.

How to get humming.

Right here. Right now.

  1. Click here
  2. Sign-up for fast approval
  3. Get humming

When you shop online,

  1. Visit any humm retailer website
  2. At checkout, choose humm as your payment method
  3. Complete your humm purchase

When you shop in-store.

  1. Visit any humm retailer store
  2. Tell the store assistant you’ll pay with humm
  3. They will help you apply and complete your purchase

What our customers are saying.

Love it forever.
Pay interest never.

From $1 to $30,000

humm sign up icon

Sign up

humm shop icon

Shop now

humm till icon

Pay in slices

Fast approval up to $2,000

How it all breaks down

Little things

<$2K

Big things

<$30K

Time to pay

5 x fortnightly

10 x fortnight

6-60 months

Monthly fee

$8

$8

Establishment fee*

$35 – $90

Repeat purchase fee

$22

Late payment fee

$6

$6

$6

Any questions?

We’ve wrapped up some of the common questions in our FAQs below.
If we’ve missed something, you can get in touch with us here.

Run the numbers with humm

$

The repayment amount does not include a Monthly Fee of $8 which applies to payment plans 5 months or greater, for both ‘Little things’ and ‘Big things’. Only a single monthly fee will be charged regardless of the number of active payment plans you have. For ‘Big things’ purchases, an establishment fee of $35 - $90 will also apply if you are new to humm or a $22 additional purchase fee if you've used humm before.

Get the humm app and buy now pay later.