How humm works.
At humm, we do Buy Now Pay Later a little differently.
Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.
This means we’ve split our product in two:
Little things for all of your purchases up to $2,000,
and Big things for those purchases over $2,000 and all the way up to $30,000
They each have their own set of rules for approval, but no matter what, we never charge interest – ever.
What is humm?
Buy ‘Little things’
- Apply for up to $2,000
- Repay in 5 fortnightly or 10 weekly slices
- Repay and free up your balance to spend again
Buy ‘Big things’
- Get pre-approved for up to $5,000 online or via the app
- Apply instore for up to $30,000 depending on what you buy and where you shop
- Repay over 6, 12, 24 months all the way up to 60 months.
How to get humming.
When you shop online,
- Visit any humm retailer website
- At checkout, choose humm as your payment method
- Complete your humm purchase
When you shop in-store.
- Visit any humm retailer store
- Tell the store assistant you’ll pay with humm
- They will help you apply and complete your purchase
What our customers are saying.
Love it forever.
Pay interest never.
From $1 to $30,000
Fast approval up to $2,000
How it all breaks down
Time to pay
5 x fortnightly
10 x fortnight
6-60 months
Monthly fee
–
$8
$8
Establishment fee*
–
–
$35 – $90
Repeat purchase fee
–
–
$22
Late payment fee
$6
$6
$6
Any questions?
We’ve wrapped up some of the common questions in our FAQs below.
If we’ve missed something, you can get in touch with us here.
Run the numbers with humm
The repayment amount does not include a Monthly Fee of $8 which applies to payment plans 5 months or greater, for both ‘Little things’ and ‘Big things’. Only a single monthly fee will be charged regardless of the number of active payment plans you have. For ‘Big things’ purchases, an establishment fee of $35 - $90 will also apply if you are new to humm or a $22 additional purchase fee if you've used humm before.
Australia ▼
Ireland
New Zealand
UK