Does humm cap its late fees?

For purchases less than or equal to $65, humm’s late fees are capped at $6. For purchases greater than $65: for Little Things purchases humm’s late fees are capped at 18% of the purchase or up to $48, whichever is lower; and for Big Things purchases humm’s late fees are capped at 18% of the purchase or up to $78, whichever is lower.

Do I have to pay a deposit when making a purchase through humm?

Nobody likes a nasty surprise and that is why we want to be upfront about any upfront deposit you might pay when you make a purchase using us. As this deposit can vary from retailer to retailer, please check directly with them what you might be expected to pay and before you confirm your purchase also. It is legitimate, we promise!

Are there any fees for paying a bill using BPAY?

Yes. You will be charged an $8.00 Monthly Account Keeping fee until the bill has been paid in full and a once-off Bill Transaction Fee of $2, which will be collected with the first payment.

When is the monthly account keeping fee due?

The $8.00 Monthly Account Keeping (MAK) fee is due on the first business day of the month via direct debit, only whilst you have an active payment plan with humm that is 5 months or longer. Should this payment fail, we will retry it on the first business day of the next month, along with any other MAK fees that may be applicable at this time. Keep in mind; whilst there is currently no way for you to manually pay this (we are working on this functionality!), being "overdue" for this fee wont affect your ability to use us for finance either.

Home | FAQs | Fees & charges explained.

Fees & charges explained.

You can find the breakdown of all of our Fees and Charges here:

https://www.shophumm.com/au/how-it-works#returns-and-fees

Get the humm app and buy now pay later.

Lending criteria, fees, T&Cs apply. An establishment fee between $30-$110 and an $8.00 monthly fee applies for purchases with a term longer than 5 fortnights. A Bill Transaction Fee of $2 applies to all BPAY transactions and will be collected with the first payment. This fee will not apply to any other type of purchase.

Fees & charges explained.

Get the humm app and buy now pay later.

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