Let’s get
humming.

humm offers consumer financing to consumers by providing them with a new way to pay for purchases both online and in-store/in-clinic. With humm, you can make purchases up to $30,000 and pay over up to 60 months.

Application checklist for a humm account:

• Age of majority in province/territory of residence
• Canadian resident (humm is currently not available to customers or merchants based in Quebec)
• Mobile number
• Email address
• Bank account and/or credit card

Consumer financing (or Buy Now Pay Later / point-of-sale financing) is revolutionizing how the world shops. It provides consumers with a new way to pay for their purchases both online and in-store. That means, you can take your items home or get the services you need now and spread the payments over a pre-determined amount of time. Humm is able to finance purchases at any of our retail or clinic partners up to $30,000 and you can take up to 60 months to pay, depending on the partner. 

There may be a monthly fee or interest on your purchase. Be sure to carefully review the payment plans presented during the checkout process.

Visit our website or download our app and complete the information requested through the sign up process.

We will assess your application based on the details you provide us to determine if you are eligible to use humm. See below for further information on credit bureau hits.

At humm, we do consumer financing a little differently. Instead of focusing on the little joys in life, we want to allow our customers to buy whatever they need, both big and little. This means we’ve split our product in two: Little Things for your purchases up to $1,500, and Big Things for purchases over $1,501 – $30,000.

humm allows you to spread out the cost of your purchase when buying from any of our retail or clinic partners. We provide fixed sum payment options and each partner will offer a tailored set of payment options, so check the terms when you shop and pay with humm.

Here’s a simple chart to help you understand how Little Things and Big Things work:

Depending on the partner, humm may be offered online only, in-store or clinic only, or both. Here’s how you shop and pay with humm:

Online – simply go to any website that offers humm, choose humm at checkout and you’ll be taken to humm to sign-up and apply or, if you already have an account, select your payment plan. We are continuing to partner with more retailers and clinics across Canada – keep an eye out for new additions to the humm world.

In-store – open the humm app, create an account, and get your limit. Let the store or clinic staff know during checkout that you’d like to ‘pay with humm’, they will take your mobile number and you’ll receive a text message to click on and complete your purchase.

Please visit Terms & Conditions to review our full terms and conditions and detailed product information.

We may ask for documents to assist us in verifying your identity or assessing your application for a humm payment plan. If we do require documents we will email you with our specific request. For more information on how we process your documents please see our privacy policy.

You can use humm in-store or online at participating humm partners. We building new partnerships everyday so that we can provide humm to more consumers!

Yes, you can make one or more purchases from one or more retailers up to the maximum amount you are eligible for in your Little Things or Big Things wallet.