Leadership
Board of Directors
ANDREW ABERCROMBIE
LLB, BEc, MBA
Chair, Non-Independent, Non-Executive
Appointed November 2006
Andrew Abercrombie was a founding director of the original FlexiRent business in 1991 and CEO until 2003. Andrew has been a non-executive director since November 2006.
Andrew is an experienced commercial and tax lawyer and was a founding partner in a legal firm operating in both Sydney and Melbourne. Andrew left law to complete an MBA at IMD in Switzerland. Following time abroad he returned to Australia and became involved in property investment and tax consulting. Andrew is currently involved in several philanthropic and think-tank ventures, together with private interests.
TERESA (TERRY) FLEMING
BA, AITI
Independent, Non-Executive
Appointed 30 June 2022
Terry Fleming has chaired the Group’s Irish business since 2016 where she has overseen its growth and success in the Irish market and the expansion of hummgroup into the UK.
Since 2005 she has acted as a non-executive director for a number of international and Irish companies across a range of industries including pharmaceuticals, infrastructure, medical research and e-commerce. She has extensive experience as a non-executive director with deep knowledge of corporate governance and regulatory environments. She has also served on an Irish State Board. Terry’s background is in corporate tax consultancy with PWC Ireland.
ROBERT HINES
B.Fin.Admin, Grad.Dip.Adv.Acc, Grad Dip App Fin, FAICD, SF Fin, FCPA, FCA
Independent, Non-Executive
Appointed 29 September 2022
Robert Hines joined the Board in September 2022 with over 35 years’ experience in banking, finance and funds management services, agriculture and energy sectors and senior executive roles in finance, retail and operations. He has held executive positions of Chief Financial Officer and Chief Operating Officer at some of Australia’s leading companies including Queensland Sugar Limited, Queensland Investment Corporation, Bank of Queensland Limited and Suncorp Group Limited.
Robert is a non-executive director of Cash Converters International Limited (ASX: CCV) (since November 2020) and Mackay Sugar Limited. He was a non-executive director of Raiz Investment Limited (ASX: RZI) from November 2023 to November 2024.
ANDREW DARBYSHIRE (AM)
Independent, Non-Executive
Mr Darbyshire has over 35 years’ proven experience in digital transformation and point-of-sale software development as well as over 10 years’ experience in electronic engineering. He was CEO and founder of Pacsoft Pty Ltd which provided unique inventory control for complex retail environments. Throughout his tenure as CEO of Pacsoft Mr Darbyshire was instrumental in the development of Pacsoft for Windows and the release of the first iOS app for retail hardware stores whereby Pacsoft became the world leader in retail technology for large timber and hardware stores. Following the sale of Pacsoft Mr Darbyshire founded TranscendXL Pty Ltd which invented TXL script, to enable rapid application development.
In the 2012 Australia Day honours, Mr Darbyshire was made a member of the Order of Australia (AM) for service to the community as a supporter of research into child-related brain conditions, through contributions to special needs children and their families, and to the arts.
Mr Darbyshire’s Board appointments include Zoos Victoria Foundation, The Song Room, Child Abuse Prevention Research Australia at Monash University (Chair), Caitlin’s Retreat (founder), Petstock Foundation and Authentic Entertainment Limited.
Executive Leadership
ANGELO DEMASI
Chief Executive Officer
Angelo is a strategic global executive leader with experience delivering transformative digital growth outcomes across complex, customer-centric organisations in Australia, Asia, North America and Latin America. He joined hummgroup from Canstar where he was the Chief Product and Technology Officer responsible for innovation, product management and development, customer design, IT architecture and delivery as well as cyber security.
Prior to joining Canstar, he worked as Chief Transformation and Digital Ventures Officer at EZCORP Inc, a US listed company, where he was responsible for strategy, transformation initiatives, and the creation of a new digital venture company leveraging the customer base of EZCORP.
Angelo has also served as a Partner and Managing Director with BCG Digital Ventures, the corporate innovation and business-building arm of Boston Consulting Group.
In his role at hummgroup, Angelo focuses on the customer experience and evolution of the way customers interact with our products.
ADRIAN FISK
Chief Financial Officer
Adrian joined hummgroup in July 2021.
Prior to joining hummgroup Adrian was CFO and Head of Partnerships at Willow, a data technology business and a partner at KPMG for 17 years where he worked with financial institutions and was the National Leader for KPMG’s Financial Services practice, working with banks, fintech, wealth, insurance and PE firms.
He has served in Board roles including with 86 400 an Australian neo bank and is a non-executive director of Spriggy, an educational family money app.
Neo Bank.
TIM LORD
Group Chief Risk Officer
Tim has an extensive background in credit and collections having spent 20 years with Dun & Bradstreet (D&B) where he held a number of leadership roles, including President Australia/New Zealand.
After finishing with D&B in 2014, Tim formed Anteris Consulting, a specialist agency with a primary focus on credit risk. During his time consulting, Tim undertook numerous assignments for publicly listed companies and government agencies. He joined hummgroup in July 2018.
As GCRO, Tim is responsible for the identification, assessment, and mitigation of risks across the Group.
ROB WRIGHT
Chief of Staff
Rob joined hummgroup in 2016 and has held many roles including Group Executive – Commercial, before moving to Group Executive – Consumer AU in 2023.
With a career that spans the international banking sector, Rob held senior management roles at St George Banking Group, National Australia Bank, Commonwealth Bank of Australia and Westpac prior to joining hummgroup. He is a fellow of the Australian Institute of Banking and Finance, Australian Institute of Management and Institute of Public Accountants.
BRENDAN WHITE
Group Executive– Commercial
CHANNELLE JACOB
Chief People Officer
Channelle is an experienced HR executive who has built an exceptional international career through her work at UBS and JP Morgan in Asia and the United States. She has also held leadership roles at Citibank and AMP.
With a breadth of experience across HR, learning and development, and organisational design, Channelle is passionate about driving a strong people agenda that supports business plans, establishes positive cultural behaviours and nurtures talent.
PJ Byrne
CEO of International Markets (Ireland, UK & Canada)
With a distinguished career spanning over two decades in the financial sector, PJ has established himself as a visionary leader known for his strategic acumen and commitment to driving growth.
PJ’s journey with humm began with shaping the company’s expansion strategy across the UK and Ireland markets. Under his leadership, humm has experienced exponential growth, cementing its position as a trusted partner for consumers seeking flexible payment solutions.
Prior to his role as CEO, PJ held several key leadership positions within the financial services sector. He is a staunch advocate for driving positive change within the financial industry and is actively involved in philanthropic initiatives aimed at supporting local communities and promoting financial literacy.
Educated at Waterford Institute of Technology, UCD and the Law Society of Ireland, PJ holds qualifications in engineering, financial advisory and law.
