AUSTRALASIA'S MOST COMPLETE
FINANCIAL PRODUCT ECOSYSTEM

Our product ecosystem of buy now pay later, credit cards, and leasing products has been designed around the core needs of today’s shoppers, retailers, and small and medium enterprises. We have developed platforms for buying – or leasing – everything. We help people access not only the basics, like bus passes and groceries, but also fund significant life stages like home renovation, major dental and orthodontic work, fertility, and everything in-between. Our commercial customers also have a range of options to support them in building their businesses and driving the economy.

Find our more about:

humm

humm90

Q Mastercard

flexicommercial

HUMM

FLEXIBLE FINANCE OFFERING UP TO $50K

Up to $50K

interest free

56,000+

retail partners

120 MONTHS

to pay

Flexible finance made for living

humm provides a seamless payment platform with repayment options up to 120 months, which makes things affordable.

In designing humm, hummgroup is redefining the flexible finance category to cover home renovation, veterinary services, dental, optical, major furniture expenses and even fertility services.

For the first time, consumers can go through what is normally a very expensive and emotional journey through IVF, with the confidence that the financial side of things is taken care of.

With a vast range of retailers in our network, hummgroup is proud to offer its customers increased flexibility in how they spend.
humm has a simple sign-up process, underpinned by rigorous identity and background checking to prevent fraud and ensure we provide the product responsibly to customers who can afford it.

humm is available in Australia, UK, Ireland and Canada.

 Learn about humm here.

HUMM90 MASTERCARD

BUILT TO SHOP WITH 110 DAYS INTEREST FREE

LTIF FACTOR

up to 60 months interest free

CONVERT

to interest free instalments

The Credit Card for Smart Spenders

Enabling both long term interest free (LTIF) finance and everyday spend, humm90 is designed for everyone who wants freedom in how, where and when they spend. Offering up to 110 days interest free on every purchase with no minimum spend, customers also have the flexibility to convert purchases of $250 or more into an interest free instalment plan across 9, 12 or 15 months, known as humm90WRAP.
Find out more about humm90 Mastercard here.
humm group - h90 01

humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Q MASTERCARD®

NEW ZEALAND'S PERFECT SHOPPING PARTNER

3 MONTHS

no interest

3 MONTHS

no payments

NO

minimum spend

Generosity built in at every level

hummgroup built Q Mastercard to be a credit card with interest free at its core. In a category preoccupied with ever diminishing rewards and loyalty point schemes, Q Mastercard is growing by providing simple, tangible value through offering interest free and payment holiday options, and is loved and used by customers across New Zealand.
Not only a traditional credit card, Q Mastercard’s footprint is amplified by a wide-ranging network of brands through which we can offer interest free terms and payment holidays that are exclusive to our card holders. Q Mastercard has long-term finance options built in, giving our customers breathing space to help them manage the cost of more expensive items like electronics, furniture, dental services, audiology and travel.
q mastercard fintech product
q mastercard fintech product
All of these features are available on this one card and, because it’s a Mastercard too, Q Mastercard is accepted all around the world.
With no minimum spend, Q Mastercard creates space for those wanting to buy the things that matter, giving them the confidence to create the life they want… and to live it.
Learn more about Q Mastercard here.

© Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

FLEXICOMMERCIAL®

FINANCING THE ASSETS THAT KEEP BUSINESSES EQUIPPED TO THRIVE

humm group - flexicommercial banner 2025
INTRODUCING FLEXICOMMERCIAL

flexicommercial is hummgroup’s asset finance business. 100% broker dedicated, flexicommercial gets behind brokers with a range of flexible solutions built for financing the assets that keep Australian and New Zealand businesses equipped to thrive. 

FLEXI BY NAME, FLEXI BY NATURE

flexicommercial offers a wide range of financing solutions. We’re not a bank, so our flexible terms and ‘can do’ approach set us apart. It’s not always straightforward to secure asset finance for every kind of business, but at flexicommercial we’ve learned that a little hard slog can move mountains, giving more businesses the opportunity to thrive and grow.
 

PROUDLY 100% BROKER DEDICATED

Across Australia and New Zealand, we are rare in being 100% broker dedicated. Brokers are our business, which means they can do business with us, knowing that we’ll never try to do business directly with their customers. 

 

Contact flexicommercial Australia at 1300 340 447 and New Zealand at 0800 444 857.

 

Visit the flexicommercial Australia website here.

Visit the flexicommercial New Zealand website here.

Finance provided by flexicommercial Pty Ltd ABN 17 644 644 860, a subsidiary of humm Group Limited.