The Next AI Phone Makes Your Life Easier
Samsung is turning the entire Galaxy System into a connected intelligence platform, where the multi-platform AI works with you, not just for you.
Unlock your creativity with Galaxy AI, and enjoy having a whole editing studio in your hands. Whether for photos, videos or audio, Galaxy AI helps you refine your content so every post is exactly how you imagined. Expect to understand the world in real-time (no matter the language) and even transcribe and summarize on the go.
Talk to Gemini about anything you see – speak freely and naturally with Gemini Live to get information in real time.
The world is your oyster with Galaxy
With humm, you can now get pre-approved and plan your upgrade in advance so that you not only watch the evolution, but own it in small bite-sized payments without the upfront pressure!
What’s more? Well, if you pre-order, you can avail of:
Get pre-approved and explore your options with humm now, and be ready to upgrade on your own terms as soon as the Galaxy devices launch!
The Next AI Phone Makes Your Life Easier
Samsung is turning the entire Galaxy System into a connected intelligence platform, where the multi-platform AI works with you, not just for you.
Unlock your creativity with Galaxy AI, and enjoy having a whole editing studio in your hands. Whether for photos, videos or audio, Galaxy AI helps you refine your content so every post is exactly how you imagined. Expect to understand the world in real-time (no matter the language) and even transcribe and summarize on the go.
Talk to Gemini about anything you see – speak freely and naturally with Gemini Live to get information in real time.
The world is your oyster with Galaxy
With humm, you can now get pre-approved and plan your upgrade in advance so that you not only watch the evolution, but own it in small bite-sized payments without the upfront pressure!
What’s more? Well, if you pre-order, you can avail of:
Get pre-approved and explore your options with humm now, and be ready to upgrade on your own terms as soon as the Galaxy devices launch!
Introducing the new Galaxy S Series - Innovation Redefined
Galaxy S26 Ultra
Meet Galaxy S26 Ultra, an AI phone featuring a customized processor that transforms your experience, our brightest camera system and the world’s first built-in Privacy Display on mobile — all in the palm of your hand to enhance your everyday life. Pre-order today to avail of:

Save 30%
off RRP
On Galaxy S26 Ultra Accessories

Save on Bonus Storage Upgrade
Get the 512 GB for the price of 256 GB.

Save 10%
On Galaxy Buds4 series and Galaxy Watch8 series

Galaxy S26 Ultra
€41.64 over 36 months at 0% APR
Galaxy S26+
Meet Galaxy S26+, our powerful AI phones, unified by a single corner radius that flows across every model and feels perfect in any hand.

Save 30%
off RRP
On selected accessories

Save on Bonus Storage Upgrade
Get the 512 GB for the price of 256 GB.

Save 10%
On Galaxy Buds4 series and Galaxy Watch8 series

Samsung S26+
€53.71 over 24 months at 0% APR
Galaxy S26
Meet Galaxy S26, our powerful AI phones, unified by a single corner radius that flows across every model and feels perfect in any hand.

Save 30%
off RRP
On selected accessories

Save on Bonus Storage Upgrade
Get the 512 GB for the price of 256 GB.

Save 10%
On Galaxy Buds4 series and Galaxy Watch8 series

Samsung S26
€42.46 over 24 months at 0% APR
Introducing the new Galaxy S Series -
Innovation Redefined
Galaxy S26 Ultra
Meet Galaxy S26 Ultra, an AI phone featuring a customized processor that transforms your experience, our brightest camera system and the world’s first built-in Privacy Display on mobile — all in the palm of your hand to enhance your everyday life. Pre-order today to avail of:

Galaxy S26 Ultra
€41.64 over 36 months at 0% APR
Galaxy S26+
Meet Galaxy S26+, our powerful AI phones, unified by a single corner radius that flows across every model and feels perfect in any hand.

Samsung S26+
€53.71 over 24 months at 0% APR
Galaxy S26
Meet Galaxy S26, our powerful AI phones, unified by a single corner radius that flows across every model and feels perfect in any hand.

Samsung S26+
€42.46 over 24 months at 0% APR
Introducing the new Galaxy S Series - Innovation Redefined
Galaxy S26 Ultra
Meet Galaxy S26 Ultra, an AI phone featuring a customized processor that transforms your experience, our brightest camera system and the world’s first built-in Privacy Display on mobile — all in the palm of your hand to enhance your everyday life. Pre-order today to avail of:

Save 30%
off RRP
On Galaxy S26 Ultra Accessories

Save on Bonus Storage Upgrade
Get the 512 GB for the price of 256 GB.

Save 10%
On Galaxy Buds4 series and Galaxy Watch8 series

Galaxy S26 Ultra
€41.64 over 36 months at 0% APR
Galaxy S26+
Meet Galaxy S26+, our powerful AI phones, unified by a single corner radius that flows across every model and feels perfect in any hand.

Save 30%
off RRP
On selected accessories

Save on Bonus Storage Upgrade
Get the 512 GB for the price of 256 GB.

Save 10%
On Galaxy Buds4 series and Galaxy Watch8 series

Samsung S26+
€53.71 over 24 months at 0% APR
Galaxy S26
Meet Galaxy S26, our powerful AI phones, unified by a single corner radius that flows across every model and feels perfect in any hand.

Save 30%
off RRP
On selected accessories

Save on Bonus Storage Upgrade
Get the 512 GB for the price of 256 GB.

Save 10%
On Galaxy Buds4 series and Galaxy Watch8 series

Samsung S26+
€42.46 over 24 months at 0% APR
Complete Your Galaxy Ecosystem with
Galaxy Buds 4 Series With Ultimate Sound
Enhance your Galaxy experience with the Samsung audio innovation which delivers original sound as intended and intelligent adaptive controls for every environment.
*Operates as a price discount: Buy the larger storage variant (512 GB) by 10/03/26 and pay the future price of the smaller storage variant (256 GB).
**Purchase by 31/03/2026. Click ‘Buy’ to see eligible products. Discount applies automatically at checkout when eligible products are added to the basket. Only one discounted product per category. While stocks last.
***Purchase by 10/03/2026. Click ‘Buy’ to see eligible products. Discount applies automatically at checkout when eligible products are added to the basket. Only one discounted product per category. While stocks last.
Flexifi Europe Limited, trading as humm, is regulated by the Central Bank of Ireland. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Prices shown are correct at the time of publication but may subsequently change, the final price payable is the price confirmed when you place your order at checkout.
Complete Your Galaxy Ecosystem with Galaxy Buds4 Series With Ultimate Sound
Enhance your Galaxy experience with the Samsung audio innovation which delivers original sound as intended and intelligent adaptive controls for every environment.

Galaxy Buds 4 Pro
€21.58 over 12 months at 0% APR
*Operates as a price discount: Buy the larger storage variant (512 GB) by 10/03/26 and pay the future price of the smaller storage variant (256 GB).
**Purchase by 31/03/2026. Click ‘Buy’ to see eligible products. Discount applies automatically at checkout when eligible products are added to the basket. Only one discounted product per category. While stocks last.
***Purchase by 10/03/2026. Click ‘Buy’ to see eligible products. Discount applies automatically at checkout when eligible products are added to the basket. Only one discounted product per category. While stocks last.
Flexifi Europe Limited, trading as humm, is regulated by the Central Bank of Ireland. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Prices shown are correct at the time of publication but may subsequently change, the final price payable is the price confirmed when you place your order at checkout.
- HUMM ONLINE
- HUMM IN-STORE
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
What our customers are saying
FAQs
Apply for humm
-
What retailers can I use my humm credit with?
You can check all of our partners by clicking here. There you will be able to select the desired category and even filter the results by brand, location and purchase options: in-store and online.
Once you find the desired partner, choose 'get a quote' option and input the amount you wish to spend and the details of available payment plans will then be available to you.
-
How does humm work?
We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!Once you're approved you can proceed to make the purchase (in-store or online) and only need to provide your mobile number at the checkout! You will have the option to view the terms before you complete the purchase contract both in store with the retailer sales representative or online checkout. It is important to do this as terms of contract differ from retailer, by amount and interest/fees. Please note that you will need to provide card details from where we will take the future installments.
You can use one single approval to purchase more than one product, and at more than one store too.
For fees and interest information including our interest free options, select the retailer you wish to use click here to shop. Once you have found the retailer you'd like to shop from, click on the get a quote button to see all available options for that retailer.
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Am I eligible for humm?
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,500 per month- joint spouse/partner income not taken into consideration
- Have a current credit/debit card and a photo ID
- Have a good credit history
Unfortunately there is no way of predicting if you will be approved or not, or what is the maximum amount you can be approved. You will need to complete our application form and go through the assessment in order to get an answer.
-
I don’t want to finance the entire purchase, can I part pay with humm?
Instore you can choose to pay some of the costs of the purchase using humm and cash/card for the balance.
This isn’t currently available through online checkout. You will need to have sufficient approval level to complete the online purchase with humm.


