College sets you up for life, let humm set you up for college!
College sets you up for life, let humm set you up for college!
Study Strong, Chill Hard, Pay Smart
You’ve got lectures to make, college commutes to survive, and a course that costs more than your sanity. What you don’t need is another shopping bill worth thousands on the first week just to set you up for college!
From laptops and printers, to noise-cancelling headphones and the desk you’ll live at, the fan you will worship and that coffee machine that will save your assignments – humm lets you get what you need now, and spread the cost without panic. College costs enough, your setup doesn’t have to!
Study Strong, Chill Hard, Pay Smart
You’ve got lectures to make, college commute to survive, and a course that costs more than your sanity. What you don’t need is another shopping bill worth thousands on the first week just to set you up for college!
From laptops and printers, to noise-cancelling headphones and the desk you’ll live at, the fan you will worship and that coffee machine that will save your assignments – humm lets you get what you need now, and spread the cost without panic. College costs enough, your setup doesn’t have to!
Study Strong, Chill Hard,
Pay Smart!
You’ve got lectures to make, college commute to survive, and a course that costs more than your sanity. What you don’t need is another shopping bill worth thousands on the first week just to set you up for college!
From laptops and printers, to noise-cancelling headphones and the desk you’ll live at, the fan you will worship and that coffee machine that will save your assignments – humm lets you get what you need now, and spread the cost without panic. College costs enough, your setup doesn’t have to!
Stand a Chance to Win a
€250 One4All Gift Card!
Back to college in 2025? We want to help you start strong! Whether you’re prepping your study zone or planning your college vibe, we want to know: What’s one thing you can’t survive the semester without?
How to Enter:
Comment your must-have back-to-college essential on our Competition Post on Instagram/Facebook
Tag a friend
Follow @shophummie on Instagram and Facebook
Share the post to your story for bonus vibes
Rules:
You must be 18+ to enter
You must be based in the Republic of Ireland
Let’s make this your smartest, chillest, college year! Winner to be announced in the first week of October 2025.
How to Enter:
Comment your must-have back-to-college essential on our Competition Post on Instagram/Facebook
Tag a friend
Follow @shophummie on Instagram and Facebook
Share the post to your story for bonus vibes
Rules:
You must be 18+ to enter
You must be based in the Republic of Ireland
Let’s make this your smartest, chillest, college year! Winner to be announced in the first week of October 2025.
Click, Swipe, Conquer!
Study Hard, Sleep Soft!
Sound, Speed and Snacks!
Extra Credit Kit!
* Purchase a selected new Samsung Galaxy smartphone between 20 August 2025 - 2 October 2025 from a participating retailer to be eligible to claim a Samsung reward. Claims must be submitted within 30 days of the purchase date. UK/ROI. 18+ only. Full Terms apply. Subject to Samsung Ts&Cs and availability may vary.
**Pricing and discounts correct at time of publication, subject to change without notice.
Please refer to the merchants terms and conditions on their page.
*** humm is a form of credit so please ensure you use humm responsibly. Missed payments nay affect your ability to obtain credit in future.
**** The humm Back to College Giveaway is a competition open to residents of Ireland aged 18 and over, excluding humm employees.
Out of all participants, one participant can win a voucher worth €250 subject to the discretion of the giveaway sponsor.
* Purchase a selected new Samsung Galaxy smartphone between 20 August 2025 - 2 October 2025 from a participating retailer to be eligible to claim a Samsung reward. Claims must be submitted within 30 days of the purchase date. UK/ROI. 18+ only. Full Terms apply. Subject to Samsung Ts&Cs and availability may vary.
**Pricing and discounts correct at time of publication, subject to change without notice.
Please refer to the merchants terms and conditions on their page.
*** humm is a form of credit so please ensure you use humm responsibly. Missed payments nay affect your ability to obtain credit in future.
**** The humm Back to College Giveaway is a competition open to residents of Ireland aged 18 and over, excluding humm employees.
Out of all participants, one participant can win a voucher worth €250 subject to the discretion of the giveaway sponsor.
* Purchase a selected new Samsung Galaxy smartphone between 20 August 2025 - 2 October 2025 from a participating retailer to be eligible to claim a Samsung reward. Claims must be submitted within 30 days of the purchase date. UK/ROI. 18+ only. Full Terms apply. Subject to Samsung T&Cs and availability may vary.
**Pricing and discounts correct at time of publication, subject to change without notice.
Please refer to the merchants terms and conditions on their page.
*** humm is a form of credit so please ensure you use humm responsibly. Missed payments may affect your ability to obtain credit in future.
**** The humm Back to College Giveaway is a competition open to residents of Ireland aged 18 and over, excluding humm employees.
Out of all participants, one participant can win a voucher worth €250 subject to the discretion of the giveaway sponsor.
Minding your Mental Health during College!
Protect your peace
(not just your grades)
Set boundaries early. You don’t have to say yes to every group chat, hangout, or study session. Your energy is a resource – spend it wisely!
Make rest non-negotiable
Sleep is not optional. Late-night cramming and 8AM lectures don’t mix and burnout can sneak up fast. Prioritise quality rest like it’s part of your course load.
Don't do it alone
Reach out. Whether it is a roommate, a lecturer, a friend, your family, or a campus counsellor, talking it out helps. You are not weak for struggling. You are smart for checking in!
Pass the semester with glowing grades - while protecting your sanity!
You’re all set to crush deadlines, dodge the drama, but the to-do list is growing, and the budget? Already side-eyeing you!
For parents, it’s about giving your child the best possible start to a bright future, without breaking their bank. For students, it’s about showing up with confidence, ready to take on the world!
Humm makes that possible. Get everything that your child will need to get through those 8AM lectures and over-night sessions during the assignment season, and pay over time in easy, flexible payments. Just the right setup, paid your way, so the focus stays where it should be: on a year that starts strong and keeps getting better!
Pass the semester with glowing grades, while protecting your sanity!
You’re all set to crush deadlines, dodge the drama, but the to-do list is growing, and the budget? Already side-eyeing you!
For parents, it’s about giving your child the best possible start to a bright future, without breaking their bank. For students, it’s about showing up with confidence, ready to take on the world!
Humm makes that possible. Get everything that your child will need to get through those 8AM lectures and over-night sessions during the assignment season, and pay over time in easy, flexible payments. Just the right setup, paid your way, so the focus stays where it should be: on a year that starts strong and keeps getting better!
Why get college-ready with humm?
Split your payments
stress-free
Spread the cost of purchases up to €30,000 when buying online or in-store from any of our retail partners.
Wide range of retailers
to choose from
From Desks to Laptops, from Air Fryers to Bikes, it’s easy to get set up for success this academic year with humm.
Easy & quick
application process
Apply online today – shop now, split your payments – no stress, just smart, flexible shopping.
- HUMM ONLINE
- HUMM IN-STORE
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
What our customers are saying
FAQs
Apply for humm
-
What retailers can I use my humm credit with?
You can check all of our partners by clicking here. There you will be able to select the desired category and even filter the results by brand, location and purchase options: in-store and online.
Once you find the desired partner, choose 'get a quote' option and input the amount you wish to spend and the details of available payment plans will then be available to you.
-
How does humm work?
We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!Once you're approved you can proceed to make the purchase (in-store or online) and only need to provide your mobile number at the checkout! You will have the option to view the terms before you complete the purchase contract both in store with the retailer sales representative or online checkout. It is important to do this as terms of contract differ from retailer, by amount and interest/fees. Please note that you will need to provide card details from where we will take the future installments.
You can use one single approval to purchase more than one product, and at more than one store too.
For fees and interest information including our interest free options, select the retailer you wish to use click here to shop. Once you have found the retailer you'd like to shop from, click on the get a quote button to see all available options for that retailer.
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Am I eligible for humm?
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,500 per month- joint spouse/partner income not taken into consideration
- Have a current credit/debit card and a photo ID
- Have a good credit history
Unfortunately there is no way of predicting if you will be approved or not, or what is the maximum amount you can be approved. You will need to complete our application form and go through the assessment in order to get an answer.
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I don’t want to finance the entire purchase, can I part pay with humm?
Instore you can choose to pay some of the costs of the purchase using humm and cash/card for the balance.
This isn’t currently available through online checkout. You will need to have sufficient approval level to complete the online purchase with humm.









