
Turn Your Outdoor Space into a Sanctuary— One Payment at a Time.
Whether you’re planning a garden makeover, adding outdoor furniture, or finally building that dreamy deck—Humm makes it easier to say yes. With flexible payments, you can transform your backyard into a relaxing retreat without waiting or overspending.
Let nature in, and let Humm take care of the cost.

Turn Your Outdoor Space into a Sanctuary— One Payment at a Time.
Whether you’re planning a garden makeover, adding outdoor furniture, or finally building that dreamy deck—Humm makes it easier to say yes. With flexible payments, you can transform your backyard into a relaxing retreat without waiting or overspending.
Let nature in, and let Humm take care of the cost.

Why Upgrade your
Garden with humm?

Split your Payments Stress-Free
Spread the cost of purchases up to €30,000 when buying online or in-store from any of our retail partners.

Wide Range of Retailers to Choose
From Garden Sheds to Outdoor Furniture, it’s easy to be spruce up your garden this summer with humm.

Easy & Quick Application Process
Apply online today – shop now, split your payments – no stress, just smart, flexible shopping.
Humm's Garden Upgrade Glow-Up Favourites

Ninja Grill
& Smoker
Ninja Woodfire Pro Connect XL Electric BBQ Grill & Smoker
5 Monthly Payments of €117.25
The Serre
Greenhouse
The Greenhouse your Garden deserves, with a French finish!
12 Monthly Payments of €87.07
Garden
Corner Set
Immerse yourself in nature in the Corner Outdoor Seating
12 Monthly Payments of €84.25
Outdoor
Furniture Set
Canne Outdoor Furniture Set in Grey (Multiple Sizes)
6 Monthly Payments of €166.50
Walnut Garden Storage
Keter Signature Decocoat Walnut Garden Storage 6x3ft
12 Monthly Payments of €53.94
Buschbeck Outdoor Kitchen
Buschbeck Oxford Outdoor Kitchen – for all your cooking needs!
24 Monthly Payments of €197.60
Your Garden, Our Partners, One Payment Plan
*Pricing and discounts correct at time of publication, subject to change without notice.
Please refer to the merchants terms and conditions on their page.
** humm is a form of credit so please ensure you use humm responsibly. Missed payments nay affect your ability to obtain credit in future.
- HUMM ONLINE
- HUMM IN-STORE
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
What our customers are saying
FAQs
Apply for humm
-
What retailers can I use my humm credit with?
You can check all of our partners by clicking here. There you will be able to select the desired category and even filter the results by brand, location and purchase options: in-store and online.
Once you find the desired partner, choose 'get a quote' option and input the amount you wish to spend and the details of available payment plans will then be available to you.
-
How does humm work?
We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!Once you're approved you can proceed to make the purchase (in-store or online) and only need to provide your mobile number at the checkout! You will have the option to view the terms before you complete the purchase contract both in store with the retailer sales representative or online checkout. It is important to do this as terms of contract differ from retailer, by amount and interest/fees. Please note that you will need to provide card details from where we will take the future installments.
You can use one single approval to purchase more than one product, and at more than one store too.
For fees and interest information including our interest free options, select the retailer you wish to use click here to shop. Once you have found the retailer you'd like to shop from, click on the get a quote button to see all available options for that retailer.
-
Am I eligible for humm?
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,500 per month- joint spouse/partner income not taken into consideration
- Have a current credit/debit card and a photo ID
- Have a good credit history
Unfortunately there is no way of predicting if you will be approved or not, or what is the maximum amount you can be approved. You will need to complete our application form and go through the assessment in order to get an answer.
-
I don’t want to finance the entire purchase, can I part pay with humm?
Instore you can choose to pay some of the costs of the purchase using humm and cash/card for the balance.
This isn’t currently available through online checkout. You will need to have sufficient approval level to complete the online purchase with humm.