Big Ambitions, Big Grades,
Smart Payment Plans.
Lectures to make, a commute to survive, and a reading list that keeps growing. Then there’s the deadline you’re trying meet at midnight with three versions of the same essay open, and a laptop making a noise it’s never made before. Or that coffee waiting in the kitchen to get you through the 8am lecture.
Every parent wants to hand their kid something more useful than “good luck”. The laptop that holds up under pressure, the desk they’ll grow into, the chair that makes long nights survivable, the fan, the coffee machine, and the small comforts that add up to a year that runs smoothly. Make sure you’re setting them up for success, with the essentials they need to make it a great year.
Big Ambitions, Big Grades, Smart Payment Plans.
Lectures to make, a commute to survive, and a reading list that keeps growing. Then there’s the deadline you’re trying meet at midnight with three versions of the same essay open, and a laptop making a noise it’s never made before. Or that coffee waiting in the kitchen to get you through the 8am lecture.
Every parent wants to hand their kid something more useful than “good luck”. The laptop that holds up under pressure, the desk they’ll grow into, the chair that makes long nights survivable, the fan, the coffee machine, and the small comforts that add up to a year that runs smoothly. Make sure you’re setting them up for success, with the essentials they need to make it a great year.
The Pre-Requisites
Everything that runs the deadlines, lectures, and the group chats.
MacBook Air 15″ | M5 | 16GB | 512GB | Midnight
From €61.93 monthly with humm
The Pre-Requisites
Everything that runs the deadlines, lectures, and the group chats.
MacBook Air 15″ | M5 | 16GB | 512GB | Midnight
From €61.93 monthly with humm
Room Sweet Room
From late nights to well-rested mornings
Shark FlexBreeze HydroGo Misting Fan | Glacier Blue
From €49.67 monthly with humm
Life Skills 101
Everything that gets you from 9am through 2am
Flexifi Europe Limited, trading as humm is regulated by the Central Bank of Ireland. Warning: If you do not meet the repayments on your BNPL agreement your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire–purchase agreement, a consumer–hire agreement or a BNPL agreement in the future.
Flexifi Europe Limited, trading as humm is regulated by the Central Bank of Ireland. Warning: If you do not meet the repayments on your BNPL agreement your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire–purchase agreement, a consumer–hire agreement or a BNPL agreement in the future.
Survive the year ahead.
Don’t do it alone.
Reach out.
Whether it is a flatmate, a lecturer, a friend, your family, or a campus counsellor, talking it out helps. You are not weak for struggling. You are smart for checking in!
Make rest
non negotiable.
Sleep is not optional. Late-night cramming and 8AM lectures don’t mix and burnout sneaks up fast. Prioritise quality rest like it’s part of your course load.
Protect your peace
(Not just your grades).
Set boundaries early. You don’t have to say yes to every group chat, hangout, or study session. Your energy is a resource, spend it wisely!
Keep your mind as charged as your laptop!
Keep your mind as charged as your laptop!
Set them up with everything they need in one go, and split the cost into small payments that fit your life, with humm. Your kid walks in ready for whatever the year throws at them, and you get to enjoy watching them succeed!
Featured humm partners
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
HUMM ONLINE
HUMM IN-STORE
HUMM ONLINE
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
HUMM IN-STORE
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
What our customers are saying
FAQs
Apply for humm
-
What retailers can I use my humm credit with?
You can check all of our partners by clicking here. There you will be able to select the desired category and even filter the results by brand, location and purchase options: in-store and online.
Once you find the desired partner, choose 'get a quote' option and input the amount you wish to spend and the details of available payment plans will then be available to you.
-
How does humm work?
We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!Once you're approved you can proceed to make the purchase (in-store or online) and only need to provide your mobile number at the checkout! You will have the option to view the terms before you complete the purchase contract both in store with the retailer sales representative or online checkout. It is important to do this as terms of contract differ from retailer, by amount and interest/fees. Please note that you will need to provide card details from where we will take the future installments.
You can use one single approval to purchase more than one product, and at more than one store too.
For fees and interest information including our interest free options, select the retailer you wish to use click here to shop. Once you have found the retailer you'd like to shop from, click on the get a quote button to see all available options for that retailer.
-
Am I eligible for humm?
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,500 per month- joint spouse/partner income not taken into consideration
- Have a current credit/debit card and a photo ID
- Have a good credit history
Unfortunately there is no way of predicting if you will be approved or not, or what is the maximum amount you can be approved. You will need to complete our application form and go through the assessment in order to get an answer.
-
I don’t want to finance the entire purchase, can I part pay with humm?
Instore you can choose to pay some of the costs of the purchase using humm and cash/card for the balance.
This isn’t currently available through online checkout. You will need to have sufficient approval level to complete the online purchase with humm.
Ireland ▼
Australia
Canada
UK