12 DAYS OF CHRISTMAS WITH
12 DAYS OF CHRISTMAS WITH HUMM
It’s beginning to look a lot like
humm's 12 Days of Christmas!
The lights, the big shopping lists, the “how is it December already?” – Christmas comes fast! And honestly, a little magic goes a long way. So this year, we are adding some sparkle of our own!
Introducing the humm’s 12 Days of Christmas! Over the month of December, we’ve teamed up with our amazing partners to give away 12 amazing prizes just in time for Christmas – think of this as your grown-up advent calendar!
You won’t know the giveaway prize until we reveal them each day, so stay glued to our socials to be pleasantly surprised! Remember, you only have 24 hours to enter each giveaway, so stay tuned and move fast…
It’s beginning to look a lot like
humm's 12 Days of Christmas!
The lights, the big shopping lists, the “how is it December already?” – Christmas comes fast! And honestly, a little magic goes a long way. So this year, we are adding some sparkle of our own!
Introducing the humm’s 12 Days of Christmas! Over the month of December, we’ve teamed up with our amazing partners to give away 12 amazing prizes just in time for Christmas – think of this as your grown-up advent calendar!
You won’t know the giveaway prize until we reveal them each day, so stay glued to our socials to be pleasantly surprised! Remember, you only have 24 hours to enter each giveaway, so stay tuned and move fast…
It’s beginning to look a lot like
humm's
12 Days of Christmas!
The lights, the big shopping lists, the “how is it December already?” – Christmas comes fast! And honestly, a little magic goes a long way. So this year, we are adding some sparkle of our own!
Introducing the humm’s 12 Days of Christmas! Over the month of December, we’ve teamed up with our amazing partners to give away 12 amazing prizes just in time for Christmas – think of this as your grown-up advent calendar!
You won’t know the giveaway prize until we reveal them each day, so stay glued to our socials to be pleasantly surprised! Remember, you only have 24 hours to enter each giveaway, so stay tuned and move fast…
Day 2 Giveaway!
Be in with the chance to win a Premium Teeth Whitening Treatment from Smiles Dental!
Simply visit our Instagram or Facebook page, follow the instructions below and be in with a chance to win!
How to enter humm’s 12 Days of Christmas…
- Follow humm and our featured partner, Smiles Dental, on Facebook and Instagram
- Tell us what Christmas means to you, and tag a friend
- Like and share the post!
Eligibility:
Must be 18+, resident of ROI, and following humm and the retailer’s social profiles. Competition runs from Dec 1st to 24th. No single entry for all 12 prizes. One winner per prize, chosen at random. Winners will be announced and contacted the next day to organise delivery, must be available for delivery within 2 days. By entering, you agree that we can capture the prize delivery moment – your excitement and smiles, and share it across our humm channels!
Day 2 Giveaway!
Be in with the chance to win a Premium Teeth Whitening Treatment from Smiles Dental!
How to Enter humm’s 12 Days of Christmas…
- Follow humm and our featured partner on Facebook and Instagram
- Tell us what Christmas means to you, and tag a friend
- Like and share the post!
Eligibility:
Must be 18+, resident of ROI, and following humm and the retailer’s social profiles. Competition runs from Dec 1st to 24th. No single entry for all 12 prizes. One winner per prize, chosen at random. Winners will be announced and contacted the next day to organise delivery, must be available for delivery within 2 days. By entering, you agree that we can capture the prize delivery moment – your excitement and smiles, and share it across our humm channels!
Let humm make this Christmas the one you will remember!
At humm, we’re lucky to work with some of Ireland’s favourite retailers, partners who help us make big purchases feel lighter, easier, and far more flexible for customers all year round. And thanks to them and all our customers, we get to celebrate Christmas a little differently this time.
Whether you win a prize, snag a great deal, or finally tick something off your wishlist, humm is here to make your Christmas brighter. Bigger moments, better surprises, and a Christmas that feels a little more magical!
Why choose humm this Christmas?

Split your
Christmas payments
Spread the cost of purchases up to €30,000 when buying online or in-store from any of our retail partners.

Wide range of
retailers to choose from
From phones to watches,
from TVs to designer bags, it’s easy to get get the best deals this Christmas.

Easy & quick
application process
Apply online today – shop now,
split your payments – and enjoy smart,
flexible shopping.
Featured humm partners
- HUMM ONLINE
- HUMM IN-STORE
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
2
Shop now online
Visit a humm retailer website, add your items to your shopping cart, click checkout.
If humm is an available checkout option, you’ll be directed to our purchase page to complete your purchase.
(Note: You can not part pay online.)
3
Complete purchase
Ensure your total purchase is equal to or less than your approved amount.
Once you are logged in, follow the steps to complete a purchase.
1
Have a humm approval
Have your mobile ready as you will need to provide your humm acceptance code to complete the purchase.
If you do not have an approval, you will need to apply for before going in-store.
2
Shop with in-store humm retailers
Visit any humm retailer store.
At the checkout tell the store assistant you would like to pay with humm. You can use your full approval or part pay with humm.
3
Complete purchase
The store assistant will help you complete the process.
What our customers are saying
FAQs
Apply for humm
-
What retailers can I use my humm credit with?
You can check all of our partners by clicking here. There you will be able to select the desired category and even filter the results by brand, location and purchase options: in-store and online.
Once you find the desired partner, choose 'get a quote' option and input the amount you wish to spend and the details of available payment plans will then be available to you.
-
How does humm work?
We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!Once you're approved you can proceed to make the purchase (in-store or online) and only need to provide your mobile number at the checkout! You will have the option to view the terms before you complete the purchase contract both in store with the retailer sales representative or online checkout. It is important to do this as terms of contract differ from retailer, by amount and interest/fees. Please note that you will need to provide card details from where we will take the future installments.
You can use one single approval to purchase more than one product, and at more than one store too.
For fees and interest information including our interest free options, select the retailer you wish to use click here to shop. Once you have found the retailer you'd like to shop from, click on the get a quote button to see all available options for that retailer.
-
Am I eligible for humm?
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,500 per month- joint spouse/partner income not taken into consideration
- Have a current credit/debit card and a photo ID
- Have a good credit history
Unfortunately there is no way of predicting if you will be approved or not, or what is the maximum amount you can be approved. You will need to complete our application form and go through the assessment in order to get an answer.
-
I don’t want to finance the entire purchase, can I part pay with humm?
Instore you can choose to pay some of the costs of the purchase using humm and cash/card for the balance.
This isn’t currently available through online checkout. You will need to have sufficient approval level to complete the online purchase with humm.











