Flexible and affordable payment plans for your fertility treatments

Apply now

Why use humm to finance your fertility treatments?

Flexible patient financing up to $30,000*

30+ years experience in patient financing

Over 2.8 million customers
globally

Low-fixed interest rate

Benefits of humm

  • Choose a monthly payment plan Select from several affordable payment plans: take up to 5 years to pay off your fertility treatments in equal monthly payments
  • Access your treatments immediately: With an easy application process, you'll receive a credit decision in less than 7 minutes
  • Secure & private: we adhere to strict privacy protocols, ensuring a safe and secure application experience
  • No hidden fees: low-fixed interest offered to all approved patients, with a $5 monthly fee. That's less than most credit cards or bank loans!
  • Repay the loan balance at any time, without penalty
humm baby

How it works

Complete an application**

Scan QR code below to start your fertility journey with humm's financing

Select a plan

Choose from a variety of repayment plans that suit your unique budget

Manage your monthly payments

Payments are automatically withdrawn in installments through your preferred payment method. Use the humm app to easily keep track of your account

What do you need to apply?

Age of majority in province / territory of residence

Canadian resident
(must have physical residential address)

Mobile number

Email address

Credit Card or
Visa / Mastercard Debit

Online banking credentials

Example monthly payments chart

Contract Value

 
$10,000
$20,000
$30,000

Monthly Payments

18
$599.70
-
-
24
$461.82
-
-
36
$324.38
-
-
48
-
$512.13
$768.20
54
-
$512.13
$700.30
60
-
$430.81
$646.22
*Includes 11.99% interest, $5 dollar monthly fee not included. This example is for illustrative purposes only. Your loan terms may differ from this example.
Get pre-approved today!

Common patient questions

What is humm?

Humm provides third party patient financing, offering flexible payment plans up to $30,000, with a low-fixed interest rate. Starting with an easy and digital application process, patients receive a credit decision in less than 7 minutes and can pay off their treatments in equal monthly payments, up to 5 years.

Why should I use humm?

Humm helps you get the treatments they need now by paying for it over time. Humm’s flexible patient financing options can reduce financial stress with its fixed interest rate and predictable monthly payments, that easily fit into your unique budget and lifestyle.

Will applying affect my credit score?

Humm does a soft credit check when the purchase is under $17,500. This soft check will not impact the applicant’s credit score. Humm does a hard credit check when the purchase is $17,500 or over. This hard check may show as a credit inquiry on the applicant’s credit score.

Can I re-pay the balance at any time?

Yes! Along with no hidden fees, you can repay the loan balance at anytime, without penalty.

Need help?

Humm patient support

Call us: 1-844-944-0283
Monday - Friday 8 a.m. - 7 p.m. ET

Anova support

Call us: (416) 225-4440
[email protected]
Monday - Friday 7 a.m. - 3 p.m. ET

*See shophumm.com for more details
**All applications are subject to credit approval