Home | FAQs | Am I eligible for humm? Am I eligible for humm? To get a humm account you need to: • Be an Australian citizen or permanent resident.• Be at least 18 years of age.• Have a valid debit card, in your own name.• Have never declared bankruptcy or insolvency. Read our FAQs to find out more information, and download the app to get started. Get the humm app and buy now pay later.