What are Little Things and Big Things?

At humm, we do consumer financing a little differently. Instead of focusing on the little joys in life, we want to allow our customers to buy whatever they need, both big and little. This means we've split our product in two: Little Things for your purchases up to $1,500, and Big Things for purchases over $1,501 - $30,000.

humm allows you to spread out the cost of your purchase when buying from any of our retail or clinic partners. We provide fixed sum payment options and each partner will offer a tailored set of payment options, so check the terms when you shop and pay with humm.

Here's a simple chart to help you understand how Little Things and Big Things work:

‘Little Things’
Apply for up to $1,500 online or in the app
Repay in 6 bi-weekly payments
Make multiple purchases up to your limit. Repay and free up available credit to spend again
‘Big Things’
Apply for up to $30,000 online or in the app
Repay over 6 months all the way up to 60 months, depending on the retailer
Make multiple purchases up to your limit. Repay and free up available credit to spend again

Depending on the partner, humm may be offered online only, in-store or clinic only, or both. Here's how you shop and pay with humm:

Online – simply go to any website that offers humm, choose humm at checkout and you’ll be taken to humm to sign-up and apply or, if you already have an account, select your payment plan. We are continuing to partner with more retailers and clinics across Canada – keep an eye out for new additions to the humm world.

In-store – open the humm app, create an account, and get your limit. Let the store or clinic staff know during checkout that you'd like to 'pay with humm', they will take your mobile number and you'll receive a text message to click on and complete your purchase.

Please visit Terms & Conditions to review our full terms and conditions and detailed product information.

Get the humm app and buy now pay later.
humm bird flying down logo
Get the humm app and buy now pay later.