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Example Regulated Loan Agreements

humm offers both regulated and unregulated products. humm offers both regulated and unregulated credit products. Our interest free plans which are repayable within 12 months and in no more than 12 instalments are not regulated by the Financial Conduct Authority.  You need a debit or credit card, to be over 18 years of age, to be resident in the UK.  Other eligibility criteria will apply.  Late payment fees will apply where you do not make a payment on time.  The first payment (contractual payment or set up fee) is due at the time of purchase.   

Please choose an option below to view the example loan agreements for both the regulated and unregulated product.