humm allows you to spread the cost of your purchase when buying
from any of our retail partners. See all the details about humm below.
How it all breaks down.
Minimum Application Amount
Maximum Application Amount
Minimum Finance Amount
Total Maximum Finance at any one time
Late Payment Fee
Late Payment Fee – £7 charged on the day after the payment due date if account is not up to date.
Fortnightly OR Monthly
No of Repayments
5 (Fortnightly) OR 12 (Monthly)
1 payment of 20% of the purchase price is due at time of purchase
4 equal fortnightly repayments OR
11 equal monthly repayments
· Debit and Credit Cards Payments only
· Processed from the card details used at the time of purchase to make the Initial Payment
· Payments are processed at 7am each morning
t2nd payment date can be any date within 14 days OR one month from the purchase date, depending on frequency
Fortnightly after the 2nd payment date OR
Monthly after the 2nd payment date
Payments are applied in the following order
Additional Manual Payments Allowed
· Applied to reduce the outstanding balance
· Do not replace the scheduled contractual payment which will be processed on the due date
· Automatic retry for the payment amount only on the next day after the due date.
· If payment is declined again then on the next day the retry is for the payment amount plus the Late Payment fee.
· Two more attempts will be made to collect the payment
Repayment Date Changes
· Manual request by email to [email protected].
· Request must be received 48 hours before the payment due date.
Humm Group Limited (humm) – The loan agreement is exempt and therefore we do not need to be and are not regulated by the FCA.
Registered office: 3rd Floor, 2-4 Wellington Street, Belfast City, Belfast, BT16HT