How to get humming.

Shop with humm. Spread the cost of your purchase when buying from any of our retail partners, both in-store and online!

It is that simple!


How humm works.

How does humm work?


Sign up.

Sign up through our website and we will provide you with a fast decision.



With partners across almost every industry we’re sure you’ll find something you’re looking for.


Pay in 5.

Split the cost of your purchase into 5 fortnightly slices, with the first one being paid at the time of purchase.


No hidden costs.

You’ll only pay what you spend with 0% interest. Please note that if a payment is not made on the due date a late payment fee will be applied.

How it all breaks down.

Maximum Amount


Interest Rate


No of Repayments


Initial Payment

1 payment of 20% of the purchase price is due at time of purchase

Subsequent Repayments

4 equal fortnightly repayments

Late Payment Fee

Late Payment Fee – £7 charged on the day after the payment due date if account is not up to date

Run the numbers with humm


You are eligible if you're 18 years or over and live in the UK permanently, you are able to make your repayments by Credit or Debit Card, and you haven’t been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks. The calculator is for illustrative purposes only. We reserve the right to refuse any application. Information and rates correct as at 28.05.2021.

Excited? Get humming today.

Buy now, pay later with humm

What our customers are saying.

Any questions?

We’ve wrapped up some of the common questions in our FAQs below.
If we’ve missed something, you can get in touch with us here.