Q: What documents are required to apply for credit with humm?

To apply for credit with humm , you must have a UK debit or credit card in your own name, and have a UK ID document (such as a driving licence or passport). Most applications do not require any other documents, but we may sometimes require more information or documents from you to fully review your application and make sure the loan is right for you. We do this to ensure that we are upholding our commitment to lending responsibly and meeting the requirement by the Financial Conduct Authority (FCA) to deliver good outcomes to our customers. If we require any more information or documents, we will communicate this to you via email and specify the exact documentation that we need. We will handle your personal information with the utmost care and process your documents in accordance with our Privacy Policy. We understand the importance of safeguarding your personal information and will take all necessary measures to protect it. Our commitment to responsible lending practices ensures that we process your application with transparency and fairness. If you have any questions or concerns regarding the documentation required for your application, please do not hesitate to contact us here We will be happy to assist you and provide you with further information on our application process.

Q: How does humm work?

At humm , we offer a simple and convenient alternative to paying with cash or card for goods from our retail partners. With humm , you can spread the cost of your purchase by applying for a fixed sum loan. Each retailer offers a tailored set of loan terms, so it's best to check the terms with your chosen retailer by using our quote calculator . To get started, complete a humm application and we will assess it for you. If you are eligible for credit from humm , you can use the credit to make purchases from one or multiple of our retail partners, both in-store and online. You will then pay back the loan over the agreed term, making payments to humm based on the terms agreed at the time of the purchase. The first payment is due at the time of purchase, and late payment fees will apply if you do not make a payment on time. Please visit our Terms & Conditions to review our full terms and conditions and detailed product information. As a responsible lender, we are committed to providing you with a transparent and fair lending experience that meets your financial needs while ensuring that you can afford the repayments. If you have any questions or concerns about how humm works, please do not hesitate to contact us here

Question 1

What documents are required to apply for credit with humm?

Sarah · Accepted Answer

To apply for credit with humm, you must have a UK debit or credit card in your own name, and have a UK ID document (such as a driving licence or passport).

Most applications do not require any other documents, but we may sometimes require more information or documents from you to fully review your application and make sure the loan is right for you. We do this to ensure that we are upholding our commitment to lending responsibly and meeting the requirement by the Financial Conduct Authority (FCA) to deliver good outcomes to our customers.

If we require any more information or documents, we will communicate this to you via email and specify the exact documentation that we need. We will handle your personal information with the utmost care and process your documents in accordance with our Privacy Policy.

We understand the importance of safeguarding your personal information and will take all necessary measures to protect it. Our commitment to responsible lending practices ensures that we process your application with transparency and fairness.

If you have any questions or concerns regarding the documentation required for your application, please do not hesitate to contact us here

We will be happy to assist you and provide you with further information on our application process.

Question 2

Am I eligible to apply for humm?

Sarah · Accepted Answer

As a responsible lender, we are committed to ensuring that our customers have access to the information and support they need to make informed financial decisions. To apply for an agreement with humm, you must meet the following eligibility criteria:

You must be at least 18 years old.
You must have a regular income of at least £1,000 per month.
You must have been a resident of the UK for at least 6 months.
You must have a UK debit or credit card in your own name.
You must have a UK ID document, such as a driving licence or passport.

Please note that meeting these eligibility criteria does not guarantee that your application will be approved, as we assess each application on a case-by-case basis. Our aim is to provide you with a fair and responsible lending experience that meets your financial needs while ensuring that you can afford the repayments.

If you have any questions or concerns regarding your eligibility for humm, please do not hesitate to contact us here. We will be happy to assist you and provide you with further information on our application process.

Question 3

How does humm work?

Sarah · Accepted Answer

At humm, we offer a simple and convenient alternative to paying with cash or card for goods from our retail partners. With humm, you can spread the cost of your purchase by applying for a fixed sum loan. Each retailer offers a tailored set of loan terms, so it's best to check the terms with your chosen retailer by using our quote calculator.

To get started, complete a humm application and we will assess it for you. If you are eligible for credit from humm, you can use the credit to make purchases from one or multiple of our retail partners, both in-store and online.

You will then pay back the loan over the agreed term, making payments to humm based on the terms agreed at the time of the purchase. The first payment is due at the time of purchase, and late payment fees will apply if you do not make a payment on time.

Please visit our Terms & Conditions to review our full terms and conditions and detailed product information. As a responsible lender, we are committed to providing you with a transparent and fair lending experience that meets your financial needs while ensuring that you can afford the repayments. If you have any questions or concerns about how humm works, please do not hesitate to contact us here

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