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  • Home | Help Centre | Can I pay off my humm agreement early?

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Related Questions

Can I pay off my humm agreement early?

My application for finance was refused

The retailer has refunded my purchase but my contract with humm has not been cancelled.

If I have a problem with the retailer that I haven’t been able to resolve, will humm cancel my loan agreement?

If I have a problem with the retailer that I haven’t been able to resolve, can humm cancel my purchase?

What should I do if I have a problem with the retailer, for example, if I have not received the goods or services, or they are not fit for purpose?

Will my credit history be affected by the approved amount even if I don’t use the full requested amount?

What happens if I request a specific amount but end up needing less for my purchase?

What fees and charges are associated with using
humm credit?

Are there any additional fees or charges for paying by credit or debit card?

How do I report vulnerabilities or security concerns to hummgroup?

I can’t start or resume my application

I have missed my payment, what happens next?

What if I need to change my payment date permanently?

What if I won’t be able to meet my next payment on the due date?

My Customer portal question’s

Is there an option to pay my loan off early?

How much credit have I left to use?

When is my first payment due?

Is my approval still valid?

How do I login to my customer portal?

Can I pay off my humm agreement early?

Yes, you can pay off your humm Agreement early without any additional fees or charges.

The outstanding balance required to fully repay the agreement will be shown for each contract in the
customer portal. Your contract will be automatically closed when the payment has been applied to your
contract and no further payments will be taken.

You can make Additional payments at any time, by logging in to your online customer portal, clicking on
your agreement number starting LAI-00, and click “Make Manual Payment”.
• Additional payments are applied to reduce the outstanding balance.
• Do not replace the scheduled contractual payment which will be processed on the due date
unless the outstanding balance has been fully repaid.
• A request can be made by email to request the monthly payments are recalculated to take
account of any manual payment which has reduced but not cleared the balance. Repayments
will be recalculated over the remaining term of the loan.

You can make an Early payment of a scheduled repayment.
• Payment advice must be provided by email at least 24 hours in advance, Monday to Friday, of the
scheduled repayment date and the amount of the early payment must be at least equal to the
scheduled repayment, including the account keeping fee.
• If advance notice is not provided the scheduled repayment will be attempted on the due date.
• Early payments do not reduce the overall number of scheduled contractual payments.

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Our offices will be closed on the following days:


Wednesday 25th December 2024

Thursday 26th December 2024

Wednesday 1st January 2025

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Flexifi Europe Limited, trading as humm is regulated by the Central Bank of Ireland. Flexifi
Europe Limited is registered in Ireland. Registered number: 600124. Registered office:
Level 4, No. 5 Custom House Plaza, Harbourmaster Place, Dublin 1.