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  • Home | Help Centre | Will my credit history be affected by the approved amount even if I don’t use the full requested amount?

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Related Questions

Will my credit history be affected by the approved amount even if I don’t use the full requested amount?

The retailer has refunded my purchase but my contract with humm has not been cancelled.

If I have a problem with the retailer that I haven’t been able to resolve, will humm cancel my loan agreement?

If I have a problem with the retailer that I haven’t been able to resolve, can humm cancel my purchase?

What should I do if I have a problem with the retailer, for example, if I have not received the goods or services, or they are not fit for purpose?

What happens if I request a specific amount but end up needing less for my purchase?

What fees and charges are associated with using
humm credit?

Are there any additional fees or charges for paying by credit or debit card?

How do I report vulnerabilities or security concerns to hummgroup?

I can’t start or resume my application

Can I use my approval for cash?

I sent my documentation in by email what is the next step?

How long does it take for a decision?

Have you received my application?

How to get a quote?  

I have missed my payment, what happens next?

What if I need to change my payment date permanently?

What if I won’t be able to meet my next payment on the due date?

I don’t want to finance the entire purchase, can I part pay with humm?

What documents should I have ready before I apply?

What retailers can I use my humm credit with?

Will my credit history be affected by the approved amount even if I don’t use the full requested amount?

No, it won't. We want to make your financial transactions as flexible as possible. Regardless of the initially approved amount, we only report the final purchase amount on your credit file.

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Flexifi Europe Limited, trading as humm is regulated by the Central Bank of Ireland. Flexifi
Europe Limited is registered in Ireland. Registered number: 600124. Registered office:
Level 4, No. 5 Custom House Plaza, Harbourmaster Place, Dublin 1.