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  • Home | Help Center | What fees and charges are associated with using humm credit?

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Related Questions

What fees and charges are associated with using humm credit?

Will my credit history be affected by the approved amount even if I don’t use the full requested amount?

What happens if I request a specific amount but end up needing less for my purchase?

Are there any additional fees or charges for paying by credit or debit card?

How do I report vulnerabilities or security concerns to hummgroup?

My resume code is not working – is my application closed ?

How do I receive the cash of my approval?

My product has not arrived yet / I’m having issues with the product

I sent my documentation in by email what is the next step?

How Long does it take for a decision?

Have you received my application?

How to get a quote?  

I have missed my payment, what happens next?

What if I need to change my payment date permanently?

What if I know I won’t be able to meet my next monthly payment on the due date?

I don’t want to finance the entire purchase, can I part pay with humm?

What documents should I have ready before I apply?

What retailers can I use my humm credit with?

Am I eligible for humm?

How does humm work?

Resume Application

What fees and charges are associated with using humm credit?

There are fees and charges associated with using humm credit. 

Each time you make a purchase using humm credit, 

  • an application fee may be charged and 
  • a monthly account keeping fee may also be payable.  

The amount of each fee depends on the retailer and the credit plan chosen.

If you know the retailer you intend to purchase from, you can use the  Get a Quote option available on each retailer’s page in the SHOP  section of our website tool to view the exact amount of fees payable for each credit plan they offer. 

The table below sets out the current range of fees and charges that may apply to your loan with us.  

Name of fee or  

Charge

Amount  When charged
Application Fee  Range 

€0 - €40

Once off at time of loan establishment
Account Keeping Fee  Range 

€0 - €3.50

Monthly

Collected with the monthly loan payment

Dishonour (late payment) Fee €9.00 May be applied in cases where a payment is late by more than 24 hours

 

If you make a payment to us that is more than 24 hours after the payment date, you may   be charged a late payment fee.  

You can find more details about the product and fees here

Our standard terms and conditions can be reviewed here

humm strongly recommends that you take time to read and understand them in full before you proceed to make any purchase.

 

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humm, Level 4, No. 5 Custom House Plaza, Harbourmaster Place, Dublin 1. FlexiFi Europe LTD trading as humm offers a Retail Instalment Payment Plan Facility and is regulated by the Central Bank of Ireland. humm is underwritten by FlexiFi Europe Limited, Company Number: 600124. Directors: M.T Fleming and P.J Byrne