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What fees and charges are associated with using humm credit?
What fees and charges are associated with using humm credit?
There are fees and charges associated with using humm credit.
Each time you make a purchase using humm credit,
• an application fee may be charged and
• a monthly account keeping fee may also be payable.
The amount of each fee depends on the retailer and the credit plan chosen.
If you know the retailer you intend to purchase from, you can use the Get a Quote option available on each
retailer’s page in the SHOP section of our website to view the exact amount of fees payable for each credit
plan they offer.
The table below sets out the current range of fees and charges that may apply to your loan with us
Charge/Fee Name | Amount | When Charged |
Application Fee | Range
€0 - €50 |
Once off at time of loan establishment (if applicable) |
Account Keeping Fee | Range
€0 - €20 |
Monthly (if applicable)
Account Keeping fee is added to the monthly payment |
Dishonour (late payment) Fee | €9 | • €9.00 charged if a payment is not made within 24hrs of the due date i.e. by 9am the next day.
• The Dishonour Fee will only be charged once for each late payment. • If unpaid the Dishonour fee will be added to the outstanding balance and will be subject to interest at the Standard Variable Rate. |
If you make a payment to us that is more than 24 hours after the payment date, you may be charged a late payment fee.
You can find more details about the product and fees here
Our standard terms and conditions can be reviewed here
humm strongly recommends that you take time to read and understand them in full before you proceed to make any purchase.
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Click on the CHAT BUTTON on the bottom right side of the page
Customer chat support hours:
Mon – Fri: 10:00am – 4:00pm
(Closed Saturday / Sunday / Bank Holiday / Public Holiday)