Shop at Vendi, pay later with humm

Shopping at Vendi just got easier. With humm, you can buy now and pay later in store or online by splitting your payments into interest-free instalments*.
To apply for humm you can download the app or sign up for humm online.
See or ask in store for more information.

Borrowing more than you can afford or paying late may adversely affect your financial status and ability to obtain credit. 

Late payment fees apply. T&Cs apply.

shop online with humm


To shop online, select humm at the checkout. You’ll be taken through to the humm portal to get payment sorted.



Shopping for little luxuries and bigger buys is easy as 1 - 2 - 3.

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We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!

*Upfront fee’s such as application fee’s, monthly account keeping fee (dependent on your plan) & interest per month after your interest free period is over are applicable depending on your bespoke plan.

Getting Started

To apply for credit with humm, you must have a UK debit or credit card in your own name, and have a UK ID document (such as a driving licence or passport).
Most applications do not require any other documents, but we may sometimes require more information or documents from you to fully review your application and make sure the loan is right for you. We do this to ensure that we are upholding our commitment to lending responsibly and meeting the requirement by the Financial Conduct Authority (FCA) to deliver good outcomes to our customers.
If we require any more information or documents, we will communicate this to you via email and specify the exact documentation that we need. We will handle your personal information with the utmost care and process your documents in accordance with our Privacy Policy.
We understand the importance of safeguarding your personal information and will take all necessary measures to protect it. Our commitment to responsible lending practices ensures that we process your application with transparency and fairness.
If you have any questions or concerns regarding the documentation required for your application, please do not hesitate to contact us here 
We will be happy to assist you and provide you with further information on our application process.
As a responsible lender, we are committed to ensuring that our customers have access to the information and support they need to make informed financial decisions. To apply for an agreement with humm, you must meet the following eligibility criteria:
  • You must be at least 18 years old.
  • You must have a regular income of at least £1,000 per month.
  • You must have been a resident of the UK for at least 6 months.
  • You must have a UK debit or credit card in your own name.
  • You must have a UK ID document, such as a driving licence or passport.
Please note that meeting these eligibility criteria does not guarantee that your application will be approved, as we assess each application on a case-by-case basis. Our aim is to provide you with a fair and responsible lending experience that meets your financial needs while ensuring that you can afford the repayments.
If you have any questions or concerns regarding your eligibility for humm, please do not hesitate to contact us here. We will be happy to assist you and provide you with further information on our application process.