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  • Home | FAQs | What happens if I am struggling or unable to make my payment on time?
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What happens if I am struggling or unable to make my payment on time?

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What happens if I am struggling or unable to make my payment on time?

If you are experiencing financial difficulties or expect to have problems making your payments on time, please contact us as soon as you can. 

We are here to help and will work with you to find the right solution that fits your circumstances.  You can reach our friendly team by calling 02891422113, or by clicking here.

You can also contact free and independent debt advice agencies.

  • Money Advice Service – For free, unbiased and easy-to-access money tools, information and advice select the link or call 0800 138 7777 to speak to a Money Adviser.
  • Citizens Advice – For free and impartial consumer advice select the link chat online or alternatively call 0808 223 1133
  • AdviceUK – For debt advice including specialist advice for minority communities and people with disabilities select the link or call 0300 777 0107
  • Christians Against Poverty – Select the link and search your postcode for free debt advice in your home and then call 0800 328 0006
  • National Debtline – For free guides, factsheets, tools and debt advice select the link or call 0808 808 4000
  • StepChange Debt Charity – For debt advice throughout the UK select the link or call 0800 138 1111

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humm is a trading style of Humm Group Limited which is authorised and regulated by the Financial Conduct Authority. Financial Services Registration Number 954478. humm offers both regulated and unregulated products. Our interest free plans which are repayable within 12 months and in no more than 12 instalments are not regulated by the Financial Conduct Authority. Registered office: 3rd Floor, 2-4 Wellington Street, Belfast. Company Number: NI675430. Data Protection Register Number: ZB029507

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