We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!
*Upfront fee’s such as application fee’s, monthly account keeping fee (dependent on your plan) & interest per month after your interest free period is over are applicable depending on your bespoke plan.
Yes you can have contracts with multiple partners.
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,000 per month
- Have a current credit/debit card and a photo ID
- Have a good credit history
If you have not fully submitted your application for assessment, you can resume and complete the application through our website, provided you have received a Resume Code. This code appears in the Privacy email you would have received when you requested your Consent Code.
To resume your application, follow this link.
You’ll need to click “Resume an existing application” and enter your Resume Code.
Please note, if your application has already been submitted for assessment, it can’t be resumed. If you need to submit additional documents, simply reply to the email you’ve received from us, or send the relevant documents to [email protected] with your full name in the subject line.
In some cases, we do reduce the amount we give you. This is an extra precaution we take based on our assessment of your ability to repay. Over time, as we get to know you better, we may offer to increase this amount.
Amending your card details is easy through your online portal. Simply visit myaccount.humm.ie and click on your agreement number. Your online portal also gives you the option to make a one-off payment, request a statement and change your address.
Yes, you can pay off your humm Agreement early without any additional fees or charges. You will only pay the balance owing (including interest) up until the point of closure.
You can make additional payments at any time, and you can do this as often as you like – simply log in to your online customer portal (you will have received an email about logging in when you made your purchase), and clicking on your agreement number, and click making a “One-Off Payment”. As we said, you can do this is as often as you like!