We’re a retail instalment payment plan facility! In simple terms, we’re an easy alternative to paying with cash or credit card for goods offered by our Retail Partners.
humm allows you to spread the cost of your purchase across our partner stores. Each store has different plans to offer, so best check plans with your chosen partner store (retailer). It’s that simple!
Complete a humm application (please ensure that you are not using Internet Explorer) and we will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases in multiple Retail Partner Stores!
*Upfront fee’s such as application fee’s, monthly account keeping fee (dependent on your plan) & interest per month after your interest free period is over are applicable depending on your bespoke plan.
To be eligible for humm you must meet the following criteria:
- Be at least 18 years of age
- Provide proof of Nation Insurance number & address
- Be an British citizen or permanent resident of the UK
- Earn a minimum taxable income of £1,000 per month
- Have a current credit/debit card and a photo ID
- Have a good credit history